"Single Mother with a BA in English and a Master's in Education doesn't like teaching, so becomes a <$35K/yr Children's Librarian and buys a 100K house while her student loans balloon from 60K to 69K" Washington Post reports. ~3000 Commentors discuss who or what is to blame.
113 2018-01-10 by itsnotmyfault
123 comments
1 itsnotmyfault 2018-01-10
For those unwilling/unable to log in to see comments:
Most replied:
Most liked:
Special for dramalovers:
and another
1 whenweriiide 2018-01-10
Excellent summary OP
1 GadolBoobies 2018-01-10
This is how I like my drama. In the missionary position and solely for recreation.
1 JumbledFun 2018-01-10
It's called open tab in incognito mode you plebes
1 [deleted] 2018-01-10
[deleted]
1 carthoris26 2018-01-10
I haven't had to look up a word in years, and it just means bitter and abusive. Nice job thesaurus-boy.
1 OniTan 2018-01-10
I noticed whores who get themselves knocked up tend to be too stupid to get child support from the guy. Maybe they don't want to go to court, but it's a few days of your life to get a stream of income that will help you with your kid every month.
I also note that she's living in a 100k house with no roommates. And she wants to adopt a kid? WTF?! Rent that room out.
Literally every problem this woman has is solvable.
That being said, if she needs the money that badly she could always sell her ass.
1 darth_tiffany 2018-01-10
seriously though where the fuck is the kid's father? is she pulling that dumbass millennial "i don't want to ruin our friendship" act or something, because i can't think of any other reason for her to throw her son's wellbeing away.
note though that she doesn't want to adopt, she wants to be a foster parent. which means $$$ per each kid. in five years this chick will be miss hannigan.
1 UnluckyImp22 2018-01-10
Maybe the dad is broke as shit too? Can't pay child support with no money.
1 HyundaiElantra 2018-01-10
btw i checked and found her on fb, kid's dad isn't black so this really doesn't make sense
1 Ennui2778 2018-01-10
And in ten, she'll be Miss Havisham.
1 westofthetracks 2018-01-10
hmmm
1 TheTassieDevil 2018-01-10
The last comment you have listed is right though.
1 lil_gilgamesh 2018-01-10
Ily OP, every person should provide a nice summary like this.
1 GenitalGesticulation 2018-01-10
wow I'm shocked
1 JumbledFun 2018-01-10
Lol bull fucking shit. You do not need a god damn master's degree to get a job as a librarian wtf is that stupid line...
Edit:: apparently I'm wrong...hope you marry rich librarians! Can't believe you need a masters to get a job in such an underpaid and fading career
1 UnluckyImp22 2018-01-10
You definitely do need a masters. Librarian jobs are few and far between these days. Everyone's cutting funding to libraries because the citizenry are illiterate mongos anyway.
1 JumbledFun 2018-01-10
So you need to invest a lot more money than you'll ever make to becoming a librarian. Sounds like starting a winery but without the fun
1 OniTan 2018-01-10
It's basically a job for chicks married to guys who earn good money.
1 choriposting 2018-01-10
It's a spinster's career tho it's like you've never seen Seinfeld
1 westofthetracks 2018-01-10
im pretty sure at this point people pursuing degrees in it are all sick freaks who actually do find library science fun
1 Rith2 2018-01-10
There’s more libraries than McDonald’s in burger land
1 UnluckyImp22 2018-01-10
Yeah but Amerifats actually go to McDonald's and spend their money on big macs or whatever. Nobody wants to pay for a babysitter for a room of dusty old books.
1 plurpnslurp 2018-01-10
full of book dust
1 plurpnslurp 2018-01-10
full of book dust
1 plurpnslurp 2018-01-10
full of book dust
1 The_DJSeahorse 2018-01-10
In my experience, libraries are where college students go to kill time and pretend to study and where homeless people go to keep warm during the winter/cool during the summer.
1 siskonaut 2018-01-10
1 The_DJSeahorse 2018-01-10
It is 2018 stop kink shaming the homeless, most of which are minorities.
1 acetyler 2018-01-10
Can we shame the homeless who are baby killing veterans?
1 Barton_Foley 2018-01-10
Of course you do. Because there were some many people with BAs in Library Science, you needed something to set you apart from those folks to get a job in an overcrowded field. Cue the MA. And now we have a glut of MAs. Soon you will need a PhD to be a librarian.
1 OniTan 2018-01-10
"Yeah, I did all the courses for my PhD except the dissertation. Once it's done, I'll get my degree and start applying at libraries."
1 im-a-koala 2018-01-10
1 OniTan 2018-01-10
In my small town the library is run by volunteers with no higher education.
1 UnluckyImp22 2018-01-10
Like I said, books are worthless to Burgers.
1 quetzalthebird 2018-01-10
Yeah, my mother got an MS in Library Science.
1 TSwizzlesNipples 2018-01-10
Tell your mom we all have sexual fantasies about her.
1 Ultrashitpost 2018-01-10
Wow, they gave her multiple sclerosis?
1 sealn 2018-01-10
As if one wasn't enough...
1 ThatDamnedImp 2018-01-10
You actually do, mostly because there's this weird cartel of Librarians who like to pretend that the Dewey Decimal system is still relevant.
1 IAintThatGuy 2018-01-10
Can't someone offer her one of these 2$ calculators that also does interest calculations with just one button?
1 newprofile15 2018-01-10
She would need a time machine for that to be useful.
1 SocialistEphebophile 2018-01-10
White women.
1 Fuish 2018-01-10
1 SocialistEphebophile 2018-01-10
Death to the Mayonist cabal!
1 LSU_Coonass 2018-01-10
Wtf I hate personal responsibility now
1 Minimum_T-Giraff 2018-01-10
Why blame myself when it's probably some white persons fault.
1 TherapyFortheRapy 2018-01-10
Well, in this case...
1 [deleted] 2018-01-10
[deleted]
1 quetzalthebird 2018-01-10
This sounds like my basic life story, but without the kid.
And more debt.
1 FuckCSS 2018-01-10
Is this some sort of new meta-troll?
1 itsnotmyfault 2018-01-10
You've been missing out on so much of the pleasure I get in life if this is your first time seeing that. Washington Post comments almost always go straight to the "Russian Troll" accusations for pretty much everything.
I like the NYTimes comments the best though. The "NYTimes picks" highlight comments from across the political spectrum, and will very frequently pick a 9 reasonable opinions and 1 complete nutter poppin' off. I suspect the NYTimes mods have a great sense of humor and enjoy showing us that we live side-by-side with some truly unhinged people.
1 TherapyFortheRapy 2018-01-10
WaPo went from a well-respect publication, to essentially a left-wing NY Post with near lightning alacrity.
1 itsnotmyfault 2018-01-10
Prime 2-day shipping.
1 Awayfone 2018-01-10
Russian conspiracy has just eally confused the already feeble minded
1 FrostBittenSalsa 2018-01-10
Wtf I hate personal responsibility now
1 UmmahSultan 2018-01-10
No, you don't understand. She could make enough money to quickly pay off her student loans, but that would require her working at a job she doesn't like. Since there is nothing more important in this world than never doing anything if you don't feel like it (plus getting pumped and dumped by Max's dad), she really doesn't have a choice.
1 myshl0ng 2018-01-10
Single mothers are trash.
1 LSU_Coonass 2018-01-10
this, but unironically
1 OnionBits 2018-01-10
We should force single mothers to get gay married to each other to eradicate single motherhood
1 choriposting 2018-01-10
This but unironically
1 TherapyFortheRapy 2018-01-10
They weren't so bad before society started treating them like saints.
Most of these bitches aren't even 'single mothers'. They have a dad in the picture who sees the kids and gives them money--that's not a single mother. That's a mother who is single. Stop acting like you're raising the baby on your own when 2/3rds the money comes from his daddy.
1 PM_ME_HAIRLESS_CATS 2018-01-10
Personal Debt is out of control
The world can't give all the engineers and programmers a good future although based on the figures, those pay well
We still need teachers
All of the person's circumstances above are self made and you need personal responsibility
Everyone in the link is retarded
We need free college
/r/Drama should post more bussy
There, did I hit all the beats?
1 itsnotmyfault 2018-01-10
You missed "Everyone who disagrees with me is a Russian Troll"
And "You damn kids don't know the value of hard work"
1 aqouta 2018-01-10
Free college is a regressive tax on the poor
1 PM_ME_HAIRLESS_CATS 2018-01-10
How so? I'm interested in hearing more.
1 aqouta 2018-01-10
It's simple, people who go to college were usually already the rich and middle class and once they graduate are very likely to join the rich and middle class so dollars that could be going to support the poor in society being diverted to help the current or future rich and middle class is inherently regressive. It's the same as mortgage tax deduction, the rich that cam afford to buy a home is getting money at the expense of the poor that have to rent.
1 cartdrow 2018-01-10
The idea is that everyone can be rich or middle class if only they're educated enough.
1 aqouta 2018-01-10
That's not how society works, many people aren't going to go to college even if they were paid to, it's not for everyone.
1 ftylerr 2018-01-10
Who is it not for?
1 Daybrake 2018-01-10
I've met some real dumbasses at my university who are more than happy to steal other peoples' notes and piss around all day. Not everyone can handle uni even when they're there on scholarships.
1 ftylerr 2018-01-10
Sounds like they're handling it just fine. Will they come out of it having learned anything? Probably not, but you get what you give. They just sound lazy and entitled, not that they have some fundamental inability to utilize college or education well - they choose not to. And if you choose not to, then this is your life now.
1 Daybrake 2018-01-10
They usually drop out in less than a year. Maybe someday they'll sort themselves out and have another go, but it's not for me to say. Still, what upsets me is that a fair few of the people who've dropped out of my class are on free-ride diversity scholarships and could've done great, but they just chose not to. Maybe the whole "free-ride" thing kind of numbs you to the realities of college life, idk, but it's pretty sad.
1 aqouta 2018-01-10
I was on a full ride and it made me get better grades because dropping under a 3.2 meant it ended.
1 Daybrake 2018-01-10
Well that's pants. I have to maintain a B+ average to stay in my degree without the benefit of anyone giving me a scholarship. Still, at least you have your head on straight. Most of the people i've had drop out of my class just didn't give a shit until semester's end.
1 plurpnslurp 2018-01-10
This is pretty much what I did the first time I went to college. When I went back I had my shit more together
1 ftylerr 2018-01-10
It is sad, and I don't think that's a college or educational system issue, or even a governments' issue - it's how they're being raised. We're now at a point where a lot of early childhood experts agree that around 1985 the whole narrative about how to raise a child changed now it's agreed those were all failed parenting techniques. The people raised on failed parenting techniques are raising their own kids now and so we get a lot of really, really out of touch people. The whole 'can't damage their self esteem' crap is still going strong and imho the 'feels over reals' crowd is a logical progression of being raised on that.
1 Daybrake 2018-01-10
Yeah, I agree with that, and it's permeating the fuck out of university life because these people are writing crappy articles for the uni media instead of doing their god-damn assignments. It means that my wanting to actually get shit done is making me more and more of an outlier.
1 ftylerr 2018-01-10
People will actively harass and try and intimidate the drive to work out of people - they'll be cruel about it too. It's becoming a negative trait to 'work hard' at anything, because somehow that translates into you thinking you're 'better than everyone else'. No one seems to understand that what you put up with, you end up with.
1 Daybrake 2018-01-10
Yeah, a lot of people glorify not working hard, but considering I came back from the brink of death to be in a position to go to uni again, I don't have any compulsions about stepping over these people to get where I want to be in life. I'm not scared to throw a few assholes under the bus to get this degree and a well-paying job afterwards.
1 ftylerr 2018-01-10
Good for you on working hard, especially after near death. Hell, you work hard in a well-paying job and it'll become a very well-paying job - keep at it. That's kinda how it should be - being selfish isn't inherently good or bad, it's the natural state of all living things. I'm not sure why humans are so quick to demonize it, other than those yelling the most keep on being punching bags to everyone else. Being selfish in some cases is pretty necessary, otherwise everyone would lie down to physical or verbal abusers (as an example).
1 aqouta 2018-01-10
Then society shouldn't be paying for them to be there full stop.
1 ftylerr 2018-01-10
I don't care if they do or don't pay for them - but I do think filing for bankruptcy and having it erase your student loans should be absolutely barred. You shouldn't be able to get off scot-free. Pay up now, pay up in a decade, I'm not that concerned -- but fuck me, you will pay.
1 aqouta 2018-01-10
I don't understand what you said is exactly what happens and it's why literally anyone can get student loan which leads to inflated college costs.
1 ftylerr 2018-01-10
I had to check for canada, but yes, if it's within 7 years of finishing school your student loans are wiped. And while the insolvency rate as a percentage of the Canadian adult population has steadily gone down since 2009, but just as alarmingly the credit market debt to disposable income ratio has gotten fucked up. Canadians collectively had $1.64 of debt for every $1.00 of yearly income. That is the ratio that has the biggest impact on insolvency so I think it's fair to say we're going to see a jump again, and a good chunk of that is probably student loans (and real estate).
1 Prometherion13 2018-01-10
In America, it is explicitly not possible to discharge student loan debt via bankruptcy. That's why lending metric shit tons of money to people who are going to drop out has ballooned the amount of outstanding SL debt. Because those people 1. are on the hook for those loans for life (barring some very specific circumstances) and 2. are not reaping the benefits associated with a college degree that will help offset the debt (namely the higher earnings associated with degree attainment).
1 ftylerr 2018-01-10
Dropping out is probably the worst decision - even if you hate it, don't want to do that job, realize you don't want anything to do with it. It's just such a large financial choice there's no backing out of it, not without huge penalty. Given that this is most peoples first encounter with that issue, and they're at an age where adult experience is usually diminished, of course they make the wrong choice. But it's just that; the wrong choice. Choices have consequences, and like it or not, the choice to not have even a bachelor's degree in anything is a poor one. Especially after taking a loan. At the minimum a degree shows you can plan and you follow through on your commitments.
1 Mr_Americas 2018-01-10
The millions of people that drop out every year
1 ftylerr 2018-01-10
But why did they drop out. I know there are a few stories in the drop out = secret billionaire genius in waiting (bill gates, steve jobs) but they're kinda few and far between. But all I hear from the majority of drop outs is their mental image of themselves is on par with those outliers - with no basis in reality. Most of the drop outs I've met have honest to goodness been not very bright/talented or hardworking.
1 im-a-koala 2018-01-10
I know a couple people who dropped out because their GPA was below 1.0. I'm sure you'd only see more of that if it were free.
1 ftylerr 2018-01-10
There's a ton of resources and exemptions for people with learning disabilities. I know several of my classmates had to use that for test taking, getting help with homework ect ect. The only way you get a GPA below 1.0 and have no disabilities in learning is because you're lazy. Or, of course, fundamentally stupid to the point where you couldn't have graduated high school let alone gotten into college.
1 im-a-koala 2018-01-10
Ding ding ding
1 Mr_Americas 2018-01-10
That was kind of my point. Why should everyone get free college when there are a bunch of idiots that will just be mooching off of it even though they don't work hard or care about school for that matter.
1 ftylerr 2018-01-10
Well, as someone informed me in the US claiming bankrupcty doesn't get you off the hook for paying for student loans. So, they aren't mooching per say, they still have to pay it back -- but then you hear so many people bitch about 'i'm drowning in debt!'. Yeah, you are. You wasted a large sum of money you can't negotiate out of. If you did that with a house you'd be equally screwed. Welcome to reality, enjoy paying for the next 20 years because you couldn't 'handle' college. You wanted to be lazy and now you can be, but shock of shocks, you'll be poor. Wahhhh.
1 TheRootinTootinPutin 2018-01-10
People going straight into a trade, people who aren't cut out for college, people who make their living doing low skill jobs. Any number of these people.
1 ftylerr 2018-01-10
Most trades now want/need some kind of degree - like HVAC or welding. Even the warehouse I work in requires a bachelors of science for every single position about generic sticker labeling. And a low skill job is low paying, mine certainly is, but I've paid back all of my $50,000+ student loans and saved about $5000 in the past 7 years. So, it's not impossible. But it is hard and you have to be on top of finances and your personal life. Sadly, so many people can't even manage that.
1 Clark_Savage_Jr 2018-01-10
Please tell me you don't believe that. It's even less plausible than a Flat Earth.
1 newprofile15 2018-01-10
Which is a hilarious but obviously wrong idea, social classes are going to exist for as long as humans exist.
1 UmmahSultan 2018-01-10
Poor people have inferior values and don't value education. You have to either make college compulsory or accept the existence of an underclass that widens as things become better for normal people.
1 PM_ME_HAIRLESS_CATS 2018-01-10
That's an interesting observation.
1 thesouthnortherner 2018-01-10
Most poors are niggers, who can't go to college anyway
1 freet0 2018-01-10
poor people already get free college through tuition waivers and need based scholarships
1 Denny_Craine 2018-01-10
Your mom is a regressive tax on the poor
1 freet0 2018-01-10
only good thing about it tbh
1 aqouta 2018-01-10
Imagine going to a library instead of just buying books
1 UpvoteIfYouDare 2018-01-10
Imagine going to a library instead of just
buyingdownloading books.1 Minimum_T-Giraff 2018-01-10
Imagine going to the library instead of watching gifs.
1 UpvoteIfYouDare 2018-01-10
Imagine watching gifs instead of clopping.
1 OnionBits 2018-01-10
😔
1 Bonch_and_Clyde 2018-01-10
Libraries really are an incredible community resource that most people forget about. My local library has a huge DVD and bluray library that I borrow from all the time. There is also an app called Libby that allows me to borrow audio books to listen to while going on long trips. You can download e-books off of it too. I also can stream any movie on the criterion collection off of their website. And it's all free.
1 Matthew94 2018-01-10
1 Bonch_and_Clyde 2018-01-10
Again, it's free and a much better selection than you will get off of netflix, amazon prime, or hulu. I can get off of my couch and put a disc into my PlayStation for that.
1 aqouta 2018-01-10
Or I could spend 4 seconds find anything online.
1 ftylerr 2018-01-10
Do you not know how to stream anything for free? I watched the new Star Wars movie in pretty damn decent quality a few hours after it came out, and in English. You can't hide anything from the internet.
1 nqtbty 2018-01-10
you're pissing away money if you buy books without first checking overdrive first.
1 UmbellateSaxhorn 2018-01-10
100K house is white trash
1 SlavophilesAnonymous 2018-01-10
100k for a house seems like a pretty good deal. Is that just because I'm a Neapolitan?
1 missmurrr 2018-01-10
staunton is a big town in the middle of nowhere. basically, there’s not much there so her house seems overpriced to me. plus, there is much cheaper not far away. naples would be more ideal.
1 Chukril 2018-01-10
New house owner is (69 + 90) 159k in debt. Why is this news?
1 0xAD00F 2018-01-10
Relevant username
1 wisty 2018-01-10
$160k in debt. She owns her own home. I get that maybe she had a rough time when her kid was too young for school (thus childcare or no work) but now that she's making $35k she should be fine.
She should be about to pay $12k a year into that mortgage and student debt. 1/3 of income is pretty standard to spend on accommodation.
She's on a good (not great) salary with a dirt cheap house and a kid. Unless she's making some really poor financial decisions (e.g. heroin) I doubt she's really struggling, just upset that she has a student loan to pay back.
I really can't see her being truly frugal, making $35K, and being unable to make more than interest on $160K in debts.
She's in Harrisonburg, Virginia. The median household income is $38,807. How is $35K (minus the $280 a month for her student loan) all that bad?
1 PM_Me_ur_Solowmodel 2018-01-10
In fairness buying house that is 3 times your salary isn't that uncommon, you save for a downpayment of usually 20% and then pay off the mortgage at a fixed interest rate for say 30 years. The house isn't that extravagant. If she saved a lot that wouldn't be that uncommon.
1 itsnotmyfault 2018-01-10
It probably comes out to something like $600/month as "rent" or less, which is probably pretty good for the area. It's probably the best financial move she made in her whole life.
My biggest problem was that it kind of popped up right at the end out of the blue and immediately segues into "oh, and thanks to the house and extra room I can get another kid!". The mortgage is mentioned after the date section where they compare and add debts together... so I guess either her or the author aren't considering it massive pile of debt to be worried about. I'm kind of sorry I spoiled every successive shock I experienced by reading the article blind, and the mortgage->foster parent transition was the M. Night Shamalan twist ending to the whole thing.
1 PM_Me_ur_Solowmodel 2018-01-10
Tbf, I think it really sucks to be making 35k with a masters, when the average is around 50,000$%2C_English_Language/Salary) plus we don't know what stage of her career she's in. Salaries definately improve with experience. Relative wealth does matter, if my peers were making significantly more than me with the same level of education I'd be pissed. Honestly I don't think getting her masters was a financially dumb move, considering, on the whole the rate of return masters and bachelors is even greater than bachelors vs high school education.
1 itsnotmyfault 2018-01-10
... Getting a master's in education is a dumb move if you don't plan on using it. If she were going to use it, she'd be making at least $10K more and probably have better benefits: https://www.staunton.k12.va.us/cms/lib03/VA01000591/Centricity/Domain/16/TEACHER%20COMBINED%20JULY%2016%20TO%20NOV%2016%20STEP%20NO%20MONEY.pdf is the pay schedule for her local school district, but I guess she likes not teaching more than she likes not being flooded by debt.