There is absolutely nowhere on Reddit (except maybe The Great Awakening) where stupider, sadder, scareder, or crazier comments consistently get upboats and support than this place you linked. You might think, Hey look! A place where women aren't all sucking tranny peen! Weird! But then you find out that they are scared of tranny peen, and believe that in a couple years, women who don't assimilate and get a peen themselves will be locked up in suspended cages, let down from their gibbets only to be repeatedly viciously raped and denied STEM jobs.
That place is like /r/drama if everyone here felt scared for their lives, and could only find possibly recourse in demanding mayocide and bussy. Swap our memes for 'white-female ethnosexstate now' and 'kill all men before they kill all women' and you have a pretty fair idea of their topics.
And that's where it gets interesting: they're unironically probussycide, unironically antifemayocide. Truly, /r/drama has its antithesis.
Eh, the student loan industry is pretty bad, or at least it was the last time I read up on it. Cancelling the debt entirely sounds like a pipe dream, but helping young people who were fucked over by predatory loan practices at 17/18 years old sounds like a good idea to me.
Crabs in a bucket mentality. People who had to pay off their loans are bitter and jaded, so they want to make sure everyone else has to suffer as much as they did.
Uh, you know that those bail outs almost always are just loans, right? The government straight up covering debt afaik only happens if a bank actually straight up fails (and doesn't exist anymore after).
Or people who were smart enough to not take out stupid loans with no plan of paying them off in the first place don’t want to reward and subsidize people’s stupidity through increased taxes to pay for this bullshit.
Your tax money goes to subsidize billion dollar corporations and the military every day. If a tiny fraction of that goes to help some students who got fucked over by predatory student loan companies I think I'll be able to sleep at night.
That's just a bullshit excuse people use that doesn't even make sense. There are better ways to prove your worth than spending 4 years and like 20k on a degree you aren't gonna really use.
Yeah but not because college gave you the skills to earn that. Rather because well paying are gated behind college degree yet on a practical level said degree doesn't actually teach you the skills for those jobs. The usual responses are just canned "college teaches you how to work on something long term/it lets you network". Which are really just empty meme responses that try to justify what is an expensive experience like college that does not actually provide back the utility it requires.
It teaches you discipline, broadens your awareness of the world and teaches you how to interact with people at a higher level than construction workers. The price tag is too high for sure, but college is not a waste of time unless you're some natural autistic savant.
But those are just meme responses. Working retail can teach you discipline. Working at at retail at the fancy part of town can teach you to socialize with people of a higher status. None of those require of college degree or require 4 years + tuition. College has its place but the large majority of white collar jobs dont actually require it on a practical level. You don't need a bachelor to work on basic spreadsheets all day.
Working retail doesn't teach you how to think analytically, and the people you're surrounded by aren't exactly the cream of the crop, even in "high-end" retail. If you want to go that route, I'd suggest working at a casino.
Networking is not a meme but if the networking is the actual benefit from college then there are better ways to network than spending 20k on tuition. Networking was supposed to be a side benefit, not the main benefit. College is supposed to be about education before everything else.
We gave massive banks and GM free handouts, why not students? The government can create money out of thin air, always has. Need a war in Iraq? Whoops, just tripped over 10 trillion dollars! Sorry no money for transportation but or college systems tho XXDDD
at least if you work at the dmv, you help people do something the fundamentally need. at least if you work for USPS, you bring me my gam-gam's letter from the nursing home. shit even prisoners stamp our fucking license plates.
what does the american military, in the year of our lord and savior 2019, do to help anyone besides oil companies or arms manufacturers?
Compare the number of Americans angry at Saudi Arabia chopping up that journalist to the number of Americans who would be angry if oil went up $3 dollars a gallon, and you have a quick explanation for our Middle East foreign policy
Well the oil boom in Texas and other places means we are way less dependent on other countries for oil than even 15 years ago. Even though Obama tried to slow it down.
If you willingly chose to go into massive debt for your English degree you can willingly choose to serve your country (shoot sand niggers) and get a free ride through college!
theoretically one might have the type of moral compass in which they would say to themselves, upon being made aware of this deal, "it is wrong to shoot sand monkeys just so that I don't have to spend 7 years paying off the debt it require to become a cpa"
although I might be expecting too much out of dumb poor people
Lol you can get a cpa with 5 years at any public college. LSU for example is around 10k per year in state plus a cpa will almost guarantee you a 45-70k job coming out of college. (The 70k is real some guy I know went to LSU got his cpa and master of accountancy in 5 years and is making 70k doing structured finance for a big 4 in Houston)The people getting cpas aren’t the ones constantly whining about muh student loans unless they went to some small private school and paid 50k a year and didn’t take advantage of their education like Tulane or some shit.
"Haha AoC is just promising unrealistic things that will never happen! Unlike Daddy, who definitely is building that wall and making Mexico pay for it, he promised me!"
Don't forget Boomers grew up on a dynasty of welfare from FDR's New Deal to LBJ's Great Society, but as soon as someone else wants their gimmes, they go crazy
My school has 2 different diversity centers. One is in charge of cultural affairs and hosts the clubs and all that shit. The other is literally just a building named after a dead corrupt president and it does nothing but host a few events a semester. We have an art gallery that is full of shitty (usually not even original) art.
Said corrupt president also forgive $50 million in overspending by different programs. Majority of which was for athletics and a 10 million dollar golf course and clubhouse
We also spent $61 million dollars on a useless building that literally only athletes and coaches use, as if that would make our football team any better.
There’s just so much fucking waste being done with my money. I just want to get a degree, marry a cute girl, work in a shitty cubicle for 40 years, smoke a lot of weed and have an ok life. But nah I gotta take on a fuckton of debt first so frat chads have another excuse to get shitfaced and rape people.
I'd take this on a case by case basis, student unions sometimes provide a good value to the students (if you are talking about a student activity center) and student governments can help to ease tensions between students and the faculty.
I would be ok with something like permanent income-based repayment (possibly already exists?) and the debt automatically cancels after 20 years, maybe with some other carrots.
The problem with student debt is when the deferment/forbearance period ends after five or so years and then kids are paying large amounts every month relative to their income. So if some kid fucks up or has shit luck or whatever they're stuck forever paying off their loans and can't contribute much to the economy and other aspects of society otherwise. You shouldn't have to pay for your mistakes forever.
Make em pay some small amount of their income monthly and if they can't pay it off after 20 years, it goes away. At least that way people get a chance in their 40s to put together some cash for retirement, can contribute more to the economy, and are less likely to end up dependent on the government in old age. Most people aren't going to go 'well, I'll just sit this out until I'm 40-something'.
The lenders can figure out some kind of formula to determine what loans are worthwhile within that framework. I sort of see it as a compromise on 'no bankruptcy for student loans'.
I think most significant loans require co-signers, which is basically collateral.
From my understanding, most college graduates do fine and are able to repay their loans in a reasonable time frame. The problem, so I've been led to believe, is kids who take out big loans, drop or fail out of college, and then are stuck in perpetual debt because they are basically high school graduates with $50k in debt at age 21. Regardless of the situation, I think it's better to get people, college graduates or not, back into their local economy and community significantly before they're at retirement age.
Hopefully an automatic 20 year (or whatever) debt-forgiveness program would lead to fewer and/or smaller and/or more targeted loans being given out, which would treat the problem of high tuition resulting from a glut of loan availability. A blanket loan-forgiveness such as what AOC seems to be proposing just treats the symptoms, not the problems. But non-dischargeable loans saddling a significant proportion of americans who will never be able to repay them is a problem.
86 comments
1 SnapshillBot 2019-01-02
There is absolutely nowhere on Reddit (except maybe The Great Awakening) where stupider, sadder, scareder, or crazier comments consistently get upboats and support than this place you linked. You might think, Hey look! A place where women aren't all sucking tranny peen! Weird! But then you find out that they are scared of tranny peen, and believe that in a couple years, women who don't assimilate and get a peen themselves will be locked up in suspended cages, let down from their gibbets only to be repeatedly viciously raped and denied STEM jobs.
That place is like /r/drama if everyone here felt scared for their lives, and could only find possibly recourse in demanding mayocide and bussy. Swap our memes for 'white-female ethnosexstate now' and 'kill all men before they kill all women' and you have a pretty fair idea of their topics.
And that's where it gets interesting: they're unironically probussycide, unironically antifemayocide. Truly, /r/drama has its antithesis.
And believe me: it is dangerous.
Snapshots:
I am a bot. (Info / Contact)
1 thebwink 2019-01-02
I love you
1 MikeStoklasaAlcohol 2019-01-02
What the fuck are reperations going to do? Give every black person a chance to buy a new TV? What the fuck
1 haulingtaters 2019-01-02
Chappelle confirmed unwoke.
1 LSU_Coonass 2019-01-02
I watched black bush last night. Man I miss pure political kino like that.
1 Therattlesnakemaster 2019-01-02
GIBS
1 Seattle_Bussy_Lmao 2019-01-02
I like how she included that in the "legalize weed" bullet point
1 LighthouseToLunar 2019-01-02
WEED FOR THE PEOPLE (also reparations)!
1 CrosbyStillzandSwag 2019-01-02
That chick just has eyes that scream out "I go heavy on the teeth", no thnx sweetie
1 MikeStoklasaAlcohol 2019-01-02
I want to jizz of her teeth tbh, and spread it across them like toothpaste
1 sadderreborn 2019-01-02
I had a good day until now. Thanks!
1 gilmore606 2019-01-02
me too thanks
1 MikeStoklasaAlcohol 2019-01-02
We'll, that enough internet for me today folks! Kill it with fire amirite?!
Don't ever post such a stupid comment again or I'll scrub your bussy raw. Nut up buttercup.
1 sadderreborn 2019-01-02
Srs time: half the joke IS making fun of meta reddit tier coments like that
1 SkipperPauline 2019-01-02
So Sarah Jessica Parker is a no go for you then? not even a swift Sheryl Crow?
1 CrosbyStillzandSwag 2019-01-02
I can't stand Sheryl Crow because Richard Thompson is always touring with her as an opener and I want him to do more shows on his own
1 LSU_Coonass 2019-01-02
>cancel puerto rican/student debt
what the fuck is the point of giving people/governments the power to borrow money if you don't hold them responsible for their debts.
1 sharasdal 2019-01-02
Eh, the student loan industry is pretty bad, or at least it was the last time I read up on it. Cancelling the debt entirely sounds like a pipe dream, but helping young people who were fucked over by predatory loan practices at 17/18 years old sounds like a good idea to me.
1 seshfan2 2019-01-02
Crabs in a bucket mentality. People who had to pay off their loans are bitter and jaded, so they want to make sure everyone else has to suffer as much as they did.
1 Seattle_Bussy_Lmao 2019-01-02
I mean, they paid off their loans, why should they pay off your loans, too.
1 seshfan2 2019-01-02
They don't have to? We could pay for it with a small tax increase on the rich or taking a tiny percent from our trillion dollars military budget.
We somehow found the money to bail out billion dollar banks and car companies, I think we could manage.
1 Seattle_Bussy_Lmao 2019-01-02
That's some really wishful thinking to imagine that they won't just pull from the general fund which we all pay into, but otherwise you right.
1 wootfatigue 2019-01-02
Or people could take responsibility for the shitty loans they take out.
1 UnprovableTruth 2019-01-02
Uh, you know that those bail outs almost always are just loans, right? The government straight up covering debt afaik only happens if a bank actually straight up fails (and doesn't exist anymore after).
1 LSU_Coonass 2019-01-02
Or people who were smart enough to not take out stupid loans with no plan of paying them off in the first place don’t want to reward and subsidize people’s stupidity through increased taxes to pay for this bullshit.
1 seshfan2 2019-01-02
Your tax money goes to subsidize billion dollar corporations and the military every day. If a tiny fraction of that goes to help some students who got fucked over by predatory student loan companies I think I'll be able to sleep at night.
1 Neon_needles 2019-01-02
They do more for the economy then mayo coastal kids getting English/Art degrees.
1 seshfan2 2019-01-02
nice one 😂😂😂
1 Neon_needles 2019-01-02
🤔
1 LightUmbra 2019-01-02
Oh no. My tax money is going to one of the key purposes of government.
1 sadderreborn 2019-01-02
Imagine having student loans instead of living in your means and working thru college 🥴🥴🥴
1 Vurtizontal 2019-01-02
Hot take. Most white collar jobs shouldn't need a degree. After graduation you realize you use almost nothing of what you learned.
1 Anus_of_Aeneas 2019-01-02
Iirc employers use it more as a signal for your commitment to work.
1 Vurtizontal 2019-01-02
That's just a bullshit excuse people use that doesn't even make sense. There are better ways to prove your worth than spending 4 years and like 20k on a degree you aren't gonna really use.
1 Anus_of_Aeneas 2019-01-02
People who went to uni have about 3x the lifetime earnings of people who didn't.
1 Vurtizontal 2019-01-02
Yeah but not because college gave you the skills to earn that. Rather because well paying are gated behind college degree yet on a practical level said degree doesn't actually teach you the skills for those jobs. The usual responses are just canned "college teaches you how to work on something long term/it lets you network". Which are really just empty meme responses that try to justify what is an expensive experience like college that does not actually provide back the utility it requires.
1 plurpnslurp 2019-01-02
It teaches you discipline, broadens your awareness of the world and teaches you how to interact with people at a higher level than construction workers. The price tag is too high for sure, but college is not a waste of time unless you're some natural autistic savant.
1 Vurtizontal 2019-01-02
But those are just meme responses. Working retail can teach you discipline. Working at at retail at the fancy part of town can teach you to socialize with people of a higher status. None of those require of college degree or require 4 years + tuition. College has its place but the large majority of white collar jobs dont actually require it on a practical level. You don't need a bachelor to work on basic spreadsheets all day.
1 plurpnslurp 2019-01-02
Working retail doesn't teach you how to think analytically, and the people you're surrounded by aren't exactly the cream of the crop, even in "high-end" retail. If you want to go that route, I'd suggest working at a casino.
1 LSU_Coonass 2019-01-02
Imagine thinking networking is a meme.
1 Vurtizontal 2019-01-02
Networking is not a meme but if the networking is the actual benefit from college then there are better ways to network than spending 20k on tuition. Networking was supposed to be a side benefit, not the main benefit. College is supposed to be about education before everything else.
1 LSU_Coonass 2019-01-02
honestly the best indictment of our higher education system actually came from prager u
1 preserved_fish 2019-01-02
Spending 200K on a 4-year sleep-away camp show commitment?
1 sadderreborn 2019-01-02
A degree is just a cert saying you passed a 95 or maybe 110 IQ Test
1 Ganbazuroi 2019-01-02
Because it's racist to make Puerto Rico honor it's debts or something
1 reportpeople 2019-01-02
We gave massive banks and GM free handouts, why not students? The government can create money out of thin air, always has. Need a war in Iraq? Whoops, just tripped over 10 trillion dollars! Sorry no money for transportation but or college systems tho XXDDD
1 LSU_Coonass 2019-01-02
Holy fuck reddit, the response.
1 LightUmbra 2019-01-02
I'm choosing to believe it's fake.
1 sadderreborn 2019-01-02
Just needs a lil more “dude weed lmao drug war” and “guns are scary”, then its pasta al dente
1 UnprovableTruth 2019-01-02
Both the banks and GM had to pay back those 'free handouts'.
1 chunk_o 2019-01-02
Not a job guarantee. Universal basic income. Many of us work at home for no pay, but our work counts just as much as a job with a paycheck.
1 Neon_needles 2019-01-02
I have to mow the lawn in the hot hot sun. 😥
1 chunk_o 2019-01-02
uhh there’s a lot of ableist neo-marginalization going on here sweaty. I meant the emotional labor of tweeting.
1 GeauxHouston22 2019-01-02
love that first response
do they not consider this to be a handout? you kiss the big daddy dick and then you get the big daddy check. shameful tbh
1 livear 2019-01-02
Biggest welfare program around.
1 GeauxHouston22 2019-01-02
big facts
at least if you work at the dmv, you help people do something the fundamentally need. at least if you work for USPS, you bring me my gam-gam's letter from the nursing home. shit even prisoners stamp our fucking license plates.
what does the american military, in the year of our lord and savior 2019, do to help anyone besides oil companies or arms manufacturers?
1 AlieNNeytioN 2019-01-02
Cool it with the anti semitism there pal
1 Therattlesnakemaster 2019-01-02
OuR GrEaTeST AlLy
1 ironicshitpostr 2019-01-02
Pls no bully my defense portfolio
1 retarded4bustin 2019-01-02
That's a perfectly good reason for most Americans probably.
1 TheLordHighExecu 2019-01-02
Compare the number of Americans angry at Saudi Arabia chopping up that journalist to the number of Americans who would be angry if oil went up $3 dollars a gallon, and you have a quick explanation for our Middle East foreign policy
1 LSU_Coonass 2019-01-02
Well the oil boom in Texas and other places means we are way less dependent on other countries for oil than even 15 years ago. Even though Obama tried to slow it down.
1 911roofer 2019-01-02
Kill Muslims.
1 Sasukefan99 2019-01-02
I mean they're not wrong
If you willingly chose to go into massive debt for your English degree you can willingly choose to serve your country (shoot sand niggers) and get a free ride through college!
1 GeauxHouston22 2019-01-02
theoretically one might have the type of moral compass in which they would say to themselves, upon being made aware of this deal, "it is wrong to shoot sand monkeys just so that I don't have to spend 7 years paying off the debt it require to become a cpa"
although I might be expecting too much out of dumb poor people
1 Neon_needles 2019-01-02
Or they could avoid both and go straight into trade school and make decent money.
1 Sasukefan99 2019-01-02
Imagine thinking millennials want anything other than cushy desk jobs where they can goof off all day
1 GeauxHouston22 2019-01-02
also not a terrible idea
1 Shitposting_Skeleton 2019-01-02
I don't know man. I'd shoot you for a Klondike bar.
1 GeauxHouston22 2019-01-02
luv u 2 bb
1 LSU_Coonass 2019-01-02
Lol you can get a cpa with 5 years at any public college. LSU for example is around 10k per year in state plus a cpa will almost guarantee you a 45-70k job coming out of college. (The 70k is real some guy I know went to LSU got his cpa and master of accountancy in 5 years and is making 70k doing structured finance for a big 4 in Houston)The people getting cpas aren’t the ones constantly whining about muh student loans unless they went to some small private school and paid 50k a year and didn’t take advantage of their education like Tulane or some shit.
1 GeauxHouston22 2019-01-02
that's fair
sub cpa for some other kind of degree and I still stand by my point
1 seshfan2 2019-01-02
God I love Boomer logic.
"Haha AoC is just promising unrealistic things that will never happen! Unlike Daddy, who definitely is building that wall and making Mexico pay for it, he promised me!"
1 TheLordHighExecu 2019-01-02
Don't forget Boomers grew up on a dynasty of welfare from FDR's New Deal to LBJ's Great Society, but as soon as someone else wants their gimmes, they go crazy
1 seshfan2 2019-01-02
"KEEP YOUR GOVERNMENT HANDS OFF MY MEDICARE" will always be my favorite and most fitting Boomer protest sign.
1 Gtyyler 2019-01-02
The Qtards have returned.
1 OnlyRacistOnReddit 2019-01-02
I'm ok with eliminating student debt with the following caveats.
No federal funds for art schools
No federal funds for Social Science schools
No federal funds for "for profit" schools.
1 LSU_Coonass 2019-01-02
Add on to schools must cut administrative budgets by 75%
1 OnlyRacistOnReddit 2019-01-02
Amen and all extra curricular must be self supporting and not use the school's endowments.
1 DoesntSmellLikePalm 2019-01-02
My school has 2 different diversity centers. One is in charge of cultural affairs and hosts the clubs and all that shit. The other is literally just a building named after a dead corrupt president and it does nothing but host a few events a semester. We have an art gallery that is full of shitty (usually not even original) art.
Said corrupt president also forgive $50 million in overspending by different programs. Majority of which was for athletics and a 10 million dollar golf course and clubhouse
We also spent $61 million dollars on a useless building that literally only athletes and coaches use, as if that would make our football team any better.
There’s just so much fucking waste being done with my money. I just want to get a degree, marry a cute girl, work in a shitty cubicle for 40 years, smoke a lot of weed and have an ok life. But nah I gotta take on a fuckton of debt first so frat chads have another excuse to get shitfaced and rape people.
1 Kill_All_Bots_ 2019-01-02
I'd be ok with this as well.
1 OnlyRacistOnReddit 2019-01-02
I'd take this on a case by case basis, student unions sometimes provide a good value to the students (if you are talking about a student activity center) and student governments can help to ease tensions between students and the faculty.
1 Prysorra2 2019-01-02
Why must the best ideas be mixed with the worst?
1 EviscerateTheProles 2019-01-02
I would be ok with something like permanent income-based repayment (possibly already exists?) and the debt automatically cancels after 20 years, maybe with some other carrots.
The problem with student debt is when the deferment/forbearance period ends after five or so years and then kids are paying large amounts every month relative to their income. So if some kid fucks up or has shit luck or whatever they're stuck forever paying off their loans and can't contribute much to the economy and other aspects of society otherwise. You shouldn't have to pay for your mistakes forever.
Make em pay some small amount of their income monthly and if they can't pay it off after 20 years, it goes away. At least that way people get a chance in their 40s to put together some cash for retirement, can contribute more to the economy, and are less likely to end up dependent on the government in old age. Most people aren't going to go 'well, I'll just sit this out until I'm 40-something'.
The lenders can figure out some kind of formula to determine what loans are worthwhile within that framework. I sort of see it as a compromise on 'no bankruptcy for student loans'.
1 LSU_Coonass 2019-01-02
Or don’t let people take out loans without collateral.
1 EviscerateTheProles 2019-01-02
I think most significant loans require co-signers, which is basically collateral.
From my understanding, most college graduates do fine and are able to repay their loans in a reasonable time frame. The problem, so I've been led to believe, is kids who take out big loans, drop or fail out of college, and then are stuck in perpetual debt because they are basically high school graduates with $50k in debt at age 21. Regardless of the situation, I think it's better to get people, college graduates or not, back into their local economy and community significantly before they're at retirement age.
Hopefully an automatic 20 year (or whatever) debt-forgiveness program would lead to fewer and/or smaller and/or more targeted loans being given out, which would treat the problem of high tuition resulting from a glut of loan availability. A blanket loan-forgiveness such as what AOC seems to be proposing just treats the symptoms, not the problems. But non-dischargeable loans saddling a significant proportion of americans who will never be able to repay them is a problem.