It's actually impressive how incapable and r-slurred these folks are
I see the poors are pretending to be big wallet niggas again est. 2016
Hello, welcome to 'I see the poors are pretending to be big wallet gangstas again'
This hole exists as a safe space for refugees from the Facebook(MetaTM groups of the same name. Of which there have been several iterations. We mostly exist to poke fun at the state of living in poverty. While it oftentimes is unavoidable, we do aspire to not be meanspirited. Over the years we have co-opted the term 'Peak Poor' to being someone who exudes poverty, regardless of their actual net worth. Trump and Elon both exhibit the peak poor ethos from time to time while still being the top 0.000001%. You can do something peak poor and still be a good person or a generally adjusted one. We all have a bit of poor in us.
We basically fill a niche similar to fatpeoplehate with a bit less actual malice.
PeakPoor is shotgunning mountain dews at 5 years old.
PeakPoor is not people dying of poverty. While technically the greatest heights of poverty is succumbing to it this is not funny, and is a failure
of capitalism. We do not make fun of poverty to be mean spirited such as that.
Read the room, if it's punching down too hard or really digging into someone whos a sympathetic character it doesn't belong here. (basically READ THE ROOM)
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Subscribe to this hole, it's important that we get our numbers up. Love numbers = peak poor
Bonus points for making your post title some variation of peak poor. (Pinnacle of Poverty, Prowess of the Penniless)
I am looking for a mod who will help me grow this place and encourage the facebook community where the majoryity of our members reside
to migrate. Contact me if interested.
I really do love you all so very much, i'm even spending drama coin to get some banners and marseys. thanks for being a part of the community.
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There are redditors in that very post younger than this neighbor's loans.
!peakpoors
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I'm younger than this guys debt and I have a net worth 10 times that
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I'm younger than his debt, have paid off my student loans already, and have a net worth at least 15x that of him.
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Yeah, well I'm only a fetus and my net worth is already 150x that.
And my uncle owns Ninetendo.
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I'm younger than this guys debt, I haven't even been born yet, but my net worth is already a trillion times that of him.
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!friendsofbbbb he's got the bants
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I can't wait to meet him in two weeks, when he is being born.
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You really understand the core of rdrama comments.
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I can't help it, I was born this way.
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13k isn't even a big loan, what's wrong with these people?
$481/year but even if you factor in interest and double, even triple that amount it's barely 1k/year. Neighbor cant set aside $100/mo
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I went to check his comment history looking for /r/magicthegathering and /r/uber, sadly it's a throwaway account
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From the same guy:
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haha this seems ælike incel nofap fiction¨
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Looking that he got garnished is a fact he didn't pay them for 7years. He probably went "lol who gives a frick". I have friends that has similar debt and fricking refused to attempt paying them off and just force collection agencies to hunt for them and slap them with more interest and cost.
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Even if you double the loan to 26k it's still 1k/year
Wash dishes somewhere on weekends jfc
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Yeah. I have a friend that got slapped with 15k at around 2005. He still paying them off and he tells me how smart he is because he can keep most of his income. I told him he is a dumb butt because the total amount he has paid in interest and fees is much higher than principally amount. And i have seen him spend like 35k in South Asia.
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Most frugal sexpat
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Brought him to Pattaya. Spent 3k in the first week.
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He fricks chicks,milfs, and accidentally dudes. Honestly there way too many stories of this mother fricker in Thailand.
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So caught up in the s*x frenzy he doesnt see the peepee & balls
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You don't understand he's probably getting a massive return on his other investing projects enough to offset the loan interest. Your friend is a genius
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It is truly a mind of a superior man. Once they garnished too much from his wage. He blessed me with his economical prowess with the statement "I quit from my job because my wage got garnished too much".
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Assuming a standard 10-year term, he'd only have had to pay, what, like $165 a month to not get into this hole?
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My wife's degree was about 13k after grants and such and we pay 206 a month, gonna double that next year. not even 10% of take home pay, this neighbor r-slurred.
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both handle the situation the same, by not paying
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University stopped being a bastion of intelligence in the 80s
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Even at 10% interest rate the amount comes too ~$120/month if you wanted too pay off 13k in 27 years
The frick, dis BIPOC couldn't pay that much?
!r-slurs are we smart compared to redditors?
Long live the CCP
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It's a 40% loan. Compounded daily. Duh.
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yeah even at the original 10-year schedule it would only be like $150-$200/mo. And it would be gone in 10 years.
Not sure where exactly he's getting the whiny "wahh $600/mo" figure from. The actual payment to pay it back on time is less than a third of that.
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I refinanced my loan to one with 2.8% interest during QE. Either this person has a low interest rate and refuses to pay, or a high interest rate and is too r-slurred to refinance. There is no world where he just ends up here while being responsible and unlucky.
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This guy is lying. There's no way his monthly payments were $600/mo on a $13k loan. I had more than twice than that in student loans and my minimum payments were like $195/mo and easily covered interest plus some principle.
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ahhh yes, I didn't make any death threats. I've just called you fat and gay
Snapshots:
undelete.pullpush.io
ghostarchive.org
archive.org
archive.ph (click to archive)
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Wtf is wrong with these people.
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fear of getting a real job after school
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These posts make way more sense when you find out that they're all foids
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In many ways it was best that we used to gatekeep education, judging the amount of technical progress we had from 1940-1980 vs 1980 to now we see that it hasn't really produced anything better and gotten way more people into debt
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Lot's of people would be far happier laying bricks.
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The effective rate on my loan is 4% and the stock market avg RoR is 7% so I'm gonna drag it out as long as I can too.
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How does that even happen? The r-slur must have made zero payments on his loan for like the first decade and it finally caught up to him with a metric shit ton of interest or something.
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Who do they think is suddenly going to look at their loan, feel bad and just forgive it?
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don't give them too much credit
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Making the country a more productive place is when you borrow more money than you can ever pay back and then work at Jack in the Box
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crippling debt is when 5 hours of pay per month to repay
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How the frick are you not at least able to pay interest?
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