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My loans are from 1995/1996. Graduated in 1997. Been paying on and off since then. There were periods of deferments and forebearance but in 2004 - my wages were garnished since I was having trouble paying $600/month - so it seemed easier to have 10% of my paycheck go to paying it off. In 2018, I finally got out of garnishment and consolidated my loans and have made consistent payments and even paid during the pause during the pandemic. So after all this time. I still owe about $25,000 when the initial loan was about $13,000. Is there foregiveness in my future or will I have to keep paying until I am 70 years old?

How does that even happen? The r-slur must have made zero payments on his loan for like the first decade and it finally caught up to him with a metric shit ton of interest or something.

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