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Tax return millionaires is a good way to put it. I've heard it called something else but I'm not saying. :marseythonk:

N word rich grandpa used to say.

:marseyxd:

!chuds learned a new phrase :marseychudnotes:

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BIPOC rich is an old school word and everyone should be taught it

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Remember, !chuds, always be nice to new chuds who don't know old chud words

https://i.rdrama.net/images/17091352650371413.webp

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That's why I was super nice and said "everyone should be taught it" instead of "everyone should know it"

https://media.giphy.com/media/WfBZwNA6XSjphkYkzN/giphy.webp

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You were super nice, that's why I wanted to point it out :marseywholesome:

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!chuds true love

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:marseyblush: :marseyfingerhearts:

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https://en.wiktionary.org/wiki/BIPOC_rich

(idiomatic, offensive, ethnic slur, of a person) Living ostentatiously; spending money recklessly, especially a limited supply of money.

https://en.wiktionary.org/wiki/hood_rich

(slang) Exhibiting flamboyant spending habits, while doing nothing to improve one's living conditions.

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The Chapelle Show episode about reparations was entirely about being BIPOC Rich

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Lotta newchuds here :marseynails:

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Yikes. What a horrible term.

And thats when you know its the most apt term but go off i guess

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"Whole hood hot cause your neighbor hittin' licks

Ain't made a mill yet but he's still neighbor rich"

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I wish I still had positive tax returns :marseydepressed:

I wish I had no tax returns :marseyancap:

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are you :marseycapitalistmanlet: :marseygolden2: or just :marseythissmall: withholdings?

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I paid over $36k in federal taxes alone during the year and the IRS still took another $4k from me. Total IRS Death when

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Wtf are you putting on your I-9

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My tax burden came from capital gains, which were only partially offset by loss harvesting and interest paid this year

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[–]DasHuhn 22 points 14 hours ago

I used to be the manager at one of the busiest tax chains in the country (Top 3 for my brand and top 7 across everything). I saw a ton of people get money, decided to go ahead and get the loan, go ahead and have the refund taken out of their refund, and start making plans on the new TV they wanted to get and the awesome vacations they were gonna take, and also get caught up on ren. I don't judge, I'm just there to complete the tax return for them.

Then a couple was getting a refund of 16K. They were arguing with each other what they should do with the money - do they get the advance, and do they want the 60" TV or the 65. They asked what I thought they should do with the refund, and I told them they should get caught up on rent, take 10% of the refund and do something fun and save the rest, that the refund could easily mean they don't have rent payments for the rest of the year, and still have a little emergency fund. And then their money during the year will seem to go a el) lot further.

Next year they came in and made an appointment to see me (Very unusual) and bought me a gift for the advice. They used it and noticed they did have enough $$ to start going to college again without the rent payment.

[–]am_with_stupid 9 points 5 hours ago

This story is a real surprise to me. I have given out financial advice before, and I can't think of a single time that someone has taken my advice and done what I said.

Coworkers will ask me "how do you always have cash for emergencies?" I tell them about setting up a percentage of your direct deposit to a completely different bank that you can't access except for in person. A financial advisor told me to do this 17 years ago, it changed my life. Not one single person I've told has followed this advice. You must be a good salesperson.

:marseynoooticer: poor people tend to lack self-control? shocking! :marseyshapiro:

[–]Ultimatesource 2 points 5 hours ago

Just got back from Key West. Haven't done taxes. I'd suggest you make a cake and eat at home. Put $100 in a gold envelope and start a new tradition. Every year take her to Fidelity and have her make her annual deposit. Let her buy $100 of FXAIX. She WILL be a millionaire if you do that. She deserves that from a loving father. Hope her birthday goes well. Please consider. Money well spent. Put the other $100 in an account for yourself.

:marseyagree: teach them to be miserly when they are young :capymerchant: and they'll be ballin' when they're old :marseygangster:

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My parents made me deposit half of my allowance in a savings account growing up. It really does build good habits.

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My parents refused to let me put $1000 of money I earned lifeguarding in the summer into Bitcoin back in 2009.

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What part of "return" do poor people not understand? It's not like the government is giving you money out of the goodness of their heart so you can pay your bills on time once a year. This b-word is giving an interest free loan to uncle sam every year and is grateful when she gets some back. They could adjust their withholding or dependents, but then they would b-word that their return was small this year :marseyrope: I hate stupid people so much

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>I hate stupid people so much

I mean, there is a reason they're poor

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Refund, not return.

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iirc in 2020 when PPP loans were given out there was a shortage of crab because BIPOCs were dropping their trumpbux on it :marseyxd:

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