Poor calls out other poors for ballin out at Joe's Crab Shack for making other poors look bad .

[–]DasHuhn 22 points 14 hours ago

I used to be the manager at one of the busiest tax chains in the country (Top 3 for my brand and top 7 across everything). I saw a ton of people get money, decided to go ahead and get the loan, go ahead and have the refund taken out of their refund, and start making plans on the new TV they wanted to get and the awesome vacations they were gonna take, and also get caught up on ren. I don't judge, I'm just there to complete the tax return for them.

Then a couple was getting a refund of 16K. They were arguing with each other what they should do with the money - do they get the advance, and do they want the 60" TV or the 65. They asked what I thought they should do with the refund, and I told them they should get caught up on rent, take 10% of the refund and do something fun and save the rest, that the refund could easily mean they don't have rent payments for the rest of the year, and still have a little emergency fund. And then their money during the year will seem to go a el) lot further.

Next year they came in and made an appointment to see me (Very unusual) and bought me a gift for the advice. They used it and noticed they did have enough $$ to start going to college again without the rent payment.

[–]am_with_stupid 9 points 5 hours ago

This story is a real surprise to me. I have given out financial advice before, and I can't think of a single time that someone has taken my advice and done what I said.

Coworkers will ask me "how do you always have cash for emergencies?" I tell them about setting up a percentage of your direct deposit to a completely different bank that you can't access except for in person. A financial advisor told me to do this 17 years ago, it changed my life. Not one single person I've told has followed this advice. You must be a good salesperson.

poor people tend to lack self-control? shocking!

[–]Ultimatesource 2 points 5 hours ago

Just got back from Key West. Haven't done taxes. I'd suggest you make a cake and eat at home. Put $100 in a gold envelope and start a new tradition. Every year take her to Fidelity and have her make her annual deposit. Let her buy $100 of FXAIX. She WILL be a millionaire if you do that. She deserves that from a loving father. Hope her birthday goes well. Please consider. Money well spent. Put the other $100 in an account for yourself.

teach them to be miserly when they are young and they'll be ballin' when they're old