EFFORTPOST Useless b-word blows $600,000 divorce winnings in a year or less

Age 29

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• buys house sight unseen with divorce bucks (330,000/600,000)

• 100,000 more renovating since it was a disaster

• the rest on "spending"

• was spending 5000 a month in past relationship

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• together for 10, married for 5

• met when she was 19 and he was 40

• "So I definitely think I was groomed in the beginning"

• "So he used money to control me" timestamp

• "He thought that I was cheating on him" claims she wasn't

• thinks she should have taken more

More divorce details timestamp

Debt deets timestamp

CC - $29,294/$29,500, just purchased 6,000 more onto it, 793 interest each month, 3000 this year so far

• "I didn't understand how interest works when I started that card" timestamp

• "Explain interest to me" - she tries

• Transactions get read off - timestamp

• Notable - Sims micro-transactions, "I own all the expansions," Pelaton subscription, $100 "Waterbean" coffee, ChatGPT subscription

• Trying to dispute a LinkedIn Premium she forgot to cancel, Caleb presses her

• "What is the difference between paying something with my debit card and using my credit card?" timestamp

• "I get airline miles which is how I flew here"

• "I have like 400,000 airline miles"

• 2 Cars, both on her credit since his was bad he drives one timestamp

  • 1727 due on his car,

  • 2 months past due - On autopay but there wasn't money so it didn't get paid, claims she's paid it now since husband got 4k on first paycheck (normally 3300, thinks 58,000 yearly), band director, musician on side ("percussionist"),

  • Mazda SUV, $34,000,

  • more than $800 minimum payment a month she doesn't know specifics, 10% interest rate

    • Was underwater on previous car, rolled over onto this one? High twenties purchase price on this car

  • Mazda 3 (2024), hers timestamp

    • Regrets purchasing this one

    • Old car was fully paid off 2016 Mazda 3, she wanted a new car because husband got a new car

    • Worth 28,000 and 18,000 left on it

• purchased a sofa with a subwoofer (using CC) when she had divorce bux

• 4 dogs and 2 cats

• "I'm allergic to both dogs and cats and pollen and trees and grass" timestam

Other CCs not paid off but not as gigantic, not as interesting

How much do you think you spent in a month? timestamp

• thinks 5 or 6 thousand, it's actually $10,333

• Presses the b-word on why she's not actually trying to fix things timestamp

"I had heard about debt consolidation" timestamp

Investing timestamp

• Does not know what an index fund is

• Does not know what the S&P 500 is. "Is that like stocks?"

• "I have like Starbucks stocks, I think, maybe"

Tries to ask her about the school's band timestamp

Caleb went to same Uni as husband at the same time, shits on the music program there and their football program timestamp

• She found him through tiktok, "every time he hears your voice he's like turn that off"

• Caleb recognizes him

• Husband says "his voice is annoying"

• Ton of student loan debt, got a Master's - has not been making payments? On some income-based thing?

  • "Hopefully like there is a change in presidency" timestamp

Went to Europe last summer timestamp

• ran up CC balance

• "money doesn't go as far as I thought"

Budget Breakdown

• Mentions that she didn't know property tax existed?