26 year old WALLED zoomer b-word with a Master's in Economics working at Lululemon store

There's a livechat now from youtube's premier thing so that's got some dumb motherlovers in it.

• Moved to Colorado then moved to Australia then moved to Asia then moved to North Carolina then moved to Austin

• Why aren't you trying to get out of debt? timestamp

  • She's spending 1200 more than her income

  • She didn't know

  • She claims she was wondering why her credit card balance was not going down (no she didn't pursue this any further) timestamp

• I've known about this debt so I knew this was going to happen when I was traveling I knew I was going into debt timestamp

• So I was doing a great job when I was living with my parents timestamp

• So I have my Bachelor's and my Master's in Economics timestamp

• Applying to six jobs a week timestamps

  • "Analyst" and "Consulting" positions

  • "How many should I be applying to??"

  • Resume is the most generic shit possible timestamp

    • "Well I can code!"

    • Dresses up Lululemon as fast-paced problem solving

    • Massive summary at the top

• "Thrifting" hobby timestamp

  • "Probably my biggest vice"

• Lots of eating out - claims

• "I'm going to Switzerland" timestamp

  • In January for a ski trip "It's cheaper to go there than Colorado"

  • "I can just save"

• Caleb admits that he is a homosexual who wears Lululemon booty shorts for male attention timestamp

• She's spent 130 on Lululemon clothes in the last month timestamp

  • A sweatshirt and sweatpants

• Caleb seethes because of her big r-slur energy timestamp

• What did I finance?? timestamp

  • 

• She did a balance transfer and then racked up more debt timestamp

  • Was at

• Weird interaction thing but I'm not paypigging to see what happens timestamp

• More money down for the Swiss trip, probably 900ish? maybe 1200 with traveling? timestamp

• Student Loans timestamp

  • All on deferment - graduated 2019 Back, 2020 Master's

  • Income based repayment plan?

  • Paying $26 a month

Car Loan - timestamp

• Owes "About 17"

• 2019 Subaru Cross-Trek

• "It's only a hundred fifty bucks a month"

• "Do your parents know about all this?" timestamp

  • Her dad's a financial advisor

  • Her parents will sometimes just send her money timestamp

  • "Does he know about your situation?" "He knows that I'm in debt but he doesn't know the exact number" timestamp

• So I have totaled a car but that was a while ago timestamp

• 2,040 in the checking account

• Retirement Accounts timestamp

  • Roth IRA "I couldn't remember the login information"

    • Her dad did this for her - "a while ago" - has not contributed to it in "a while"

  • Vanguard thing - just started, 15% contribution?

• Dream is to get a PhD in Economics and become a professor timestamp

• Attempt at budgeting timestamp

• Audit of her linkedin applications timestamp