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0% interest. What a deal!

https://old.reddit.com/r/personalfinance/comments/w2xkk7/depressed_hard_lesson_learned_with_synchrony_bank

I’ve never heard of “deferred” interest. I had $1500 left to pay on the balance when they charged me $2400 on interest.

:#marseyitsover:

27
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We have 5 kids and I can’t believe we are throwing $2400 down the drain

>pay the 5k for new carpet

:#marseydisagree:

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She probably only overpaid by about $5,400 dollars compared to buying the carpet & underlay separately and hiring her own installer.

Pretty good deal.

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vote

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It is a deal as long as you aren't a moron and make your monthly payment.

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have the cash, take the 18 months interest free anyway, make money on your money in the meantime :marseycapitalistmanlet:

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if you have 5 kids you don't need carpet you need tiling like a pachyderm exhibit


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I think any business plan that requires your customer to make a mistake in order for you to stay in business is pretty sleazy.

I almost think the deferred interest furniture loans are worse than payday loans. Nobody really needs to buy a dining set, you can find them for next to nothing on craigslist any day of the week.

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the only thing you should "buy" that can be repo'd is a house or a car, and those are only if you HAVE too.


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This is sad lmao


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:#marseychungus:

Snapshots:

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