@CREAMY_DOG_ORGASM

!bluecollar

For real, I can't stand tradies who brag about not using PPE or being clean and then have more skin conditions than a Vietnam vet turned New Orleans hooker.

here is a trick i did in this situation years ago, idk how much time has passed but your bank might still let u withdraw cash at an atm 🤫

i was using a WF acct and the max they would let it go negative for was i think like $250 in a day. so in this situation, if its the same day ur acct has gone negative, try to go to the atm and try to take out $100-120. worse that happens, it declines it; maybe u have different bank, maybe this hack doesnt work anymore, idk. but best case scenario, u have an extra $100 in cash to use. u r alr negative and yes u will have to pay the deficit still, but what is there to lose?

i stopped doing payday loans for this exact reason! they took it out of my acct automatically even tho in my case i specifically called multiple to tell them i would drop off the cash in person. i saw ur comment and im glad u will stop the cycle. frick payday loans

this is such an r-slurred way to view your fianances, its honestly kinda sad

I started getting my paychecks deposited elsewhere so I could at least pay for my essentials, then next time I got paid and had excess, I settled with the payday lender. Then I used my next paycheck to get my first account back in the positive.

I came here to say this. Years ago I got wrapped up in this and unfortunately the only way out was to open a new checking account with one of those online bankers and get my direct deposit in there. I eventually paid my old checking negative balance and closed it immediately. Just settled with the loan companies later. Credit took a big hit for a few years, but it beat the alternative of being homeless and hungry. Didn't see anyway out other than that option.

That's actually really smart!

If you just keep using your last hundred to get yourself back to a zero balance, then throughout the week you'll overdraft yourself back down, and then you're caught in the debt cycle again but with less to show for it. Let the account overdraft for a bit, pay it off AFTER funding your essentials.

Another person talking about overdrafting on purpose??? Most banks charge crazy overdraft fees

https://old.reddit.com/r/neoliberal/comments/197aru5/why_are_americans_so_gloomy_about_their_great

Npr is bo longer for smart people

https://old.reddit.com/r/NPR/comments/19366mw/americans_are_sour_on_bidens_handling_of_the

Redditards don't understand economics

>wake up at 4am for work

>smoke a bowl and rinse my mouth out with water and head out

>stop at a gas station on my way to work to grab a BodyArmor (for the hangover), 2 Nos energy drinks, a breakfast sandwich, and some scratch-offs

>place my phone in a precise position so the aux cord doesn't make any static while it plays my Eminem playlist (with ads)

>pick up the new guy on the way to the job site

>work for 6 hours until lunch (unpaid)

>drink a 4-pack of tallboy Steel Reserves and watch Facebook reels on max volume in the van

>work another 6 hours

>drop the new guy off at his brother's apartment

>swing by the gas station to get some beer and scratch-offs

>eat 2 Hungry Man meals for dinner and wash it down with 4 more tallboy Steel Reserves and a plastic cup full of Captain Morgan and Great Value cola

>watch football and scream at my Renta-center TV for a few hours

>share post on Facebook making fun of liberals with gender study degrees working at Starbucks while welders make $50 an hour (I'm an HVAC apprentice)

>jerk off to one of the 20 pornhub tabs I never exited out of on my Wal-Mart phone

>go to sleep at 1am and get ready for another 12 hours of work (tomorrow is Sunday)

They deleted so I can't link sorry

bro beefing with the dealer LMAOO pic.twitter.com/BGOiu3gDw7

— 🕸 (@60404) January 13, 2024

They will shoot him

Hi. My company has been doing system wide layoffs for about 6 months now. In hindsight I should have started applying from then but I didn't think it would continue. Low and behold I was finally on the chopping block today. They sent a meeting invitation around 6pm last night from someone I've never heard of with no company branding. I ignored it because I thought it was spam. Then I lose access to all systems this morning. I text my supervisor who tells me to email some other company alias. Their email states my position was eliminated effective immediately and i would receive a fedex package with a separation agreement and additional information. I just bought a car which took some of my savings, and tanked more savings into a big vacation I've been planning for years. I actually just paid for the flight yesterday afternoon. I'm absolutely, royally fricked. My mom has also been unemployed for the same reason since about June or so. I won't have any help from her and I'm absolutely terrified of losing everything.

Can anyone help with next steps? I live in Maryland. I'm a bit too shocked to think straight but I don't want to waste time. I'm really just trying not to cry at this point.

TLDR: Laid off from job, low savings, and panicking. Advice?

The layoff notice she got after skipping the meeting

A post from her 5 years ago:

110000k in student loans and a 70mile/day commute to work with no car - budget help wanted

Finally, her bird she posts a lot about.

Reddit thread popping off, some users are not pleased with constant trainwrecks -

https://old.reddit.com/r/CalebHammer/comments/193bv66/she_tried_to_manipulate_me_financial_audit

Aracely, 22

Aspiring actress and PreMed

Dialogue? Dominated. Questions? Dodged with several irreconcilable answers. The woman is a conversational powerhouse.

I'm not even going to try taking non-chronological notes, I don't think it would be possible to make it coherent.

• How are your grades timestamp

  • They're terrible

  • Actually they're not terrible timestamp

• Why homeless timestamp

• So, [her parents] are trying to take [her] medicine away or..? timestamp

  • "The therapy most people need is cognitive the therapy I need is dialectical"

• So you chose to be homeless? timestamp

  • This leads into the bus story, bus left without her because she took too long in the bathroom and she lost all her stuff

  • Tried to mooch of some guy,

• "I was abandoned by someone I thought I could trust, at a hotel" timestamp

  • She thought she was going to live with some guy, she said she didn't want to have s*x with him (they were in a hotel room he had rented) so he ditched her while she was asleep

  • She moved out to Houston thinking she would be living with this guy?

• What were you doing at that time? timestamp

  • Livestreamed every day on Twitch to less 5 viewers

  • Has/had a dedicated simp sending her food and money on Paypal constantly?

  • Made less than $50 a month through twitch?

• Currently back living with her parents timestamp

• Grocery store story timestamp

  • "They kept putting their hands on me and I had a freakout"

  • "They were like why are you doing this? Come on, lets bring you over here"

  • She got fired for this

  • Actually she was just a shit worker

  • Actually she just stormed out

  • Actually they didn't put her on the schedule

    • She "checked" and "just knew" they weren't going to put her on the schedule again

  • Actually the "vibes in that grocery store were not good after I said something"

  • "I did go back for my check but that's it"

    • Despite how she phrases it this was extremely recently timestamp

  • Actually she called them up and asked for her job back? And they told her to come back for an interview timestamp

• "Have you been job searching" timestamp

  • Yes, but in acting

  • Wants med school as a fall back for when she "retires" from being an actress

  • "I just need to get a masters" timestamp

  • "And with my Bachelor's degree I can go and be a detective"

  • "I looked at all the options already"

• $8'000 in student loans timestamp

  • From attending a different uni prior and dropped out because they told her she needed to have a specific minor and she didn't want to?

• "I had a boyfriend who actually uh killed himself uh and that's kind of why I started looking more into psychiatry" timestamp

• An attempt to hammer a timeline for her future out of her timestamp

  • "I've heard many different numbers" when talking about how many years she will be in school for

• "If I do finish medical school and it's fricking traumatic then I also have acting" timestamp

• Evicted from apartment timestamp

  • Was having too many seizures? Landlords said they had to kick her out instead of breaking the lease? What?

• Doesn't drive because she has seizures?

  • No car

  • Her mother drove her to this

• Credit Card timestamp

  • Bought a vintage lamp from Mississippi

  • Lies about not spending anything any more

• Insane Expenses, keep in mind her income is near zero timestamp

  • Fair bit of eating out

  • Lot of vaping

    • Got ill because of vaping, some lung issue she has to take medication for

    • She still vapes, often.

    • "It's not even nicotine, it's the dispos" timestamp

      • Most functional potheads

    • Pulls out an inhaler

  • Spending some money on a tiktok store?

• She mentions she also has medical debt timestamp

  • Caleb finally presses her a little

  • Doesn't know how much, "how much can a day at a hospital cost?"

  • "I don't really have any parental figures"

• Owns a dog? timestamp

• Asked for a break after high school and her mother said no timestamp

  • Her mother said if she didn't go to college she was getting kicked out?

• "I got invited to do a lot of auditions" timestamp

• Helping promote her friend's music timestamp

  • Her friend is actually earning money?

• You were just earning money two weeks ago where did it go? timestamp

  • Her therapist just charged her for the first time

    • She said the therapist was free earlier in the conversation

  • "I don't know why he charged me"

    • "It was probably a copay"

      • "It was a copay"

  • "I called my bank to ask them why I was getting charged"

  • "I will ask [my therapist] why next time"

It's unbelievable how expensive all this is

Initially, we were going to do a courthouse wedding. A photographer and wedding clothes would have been under 5k, and we could save money for the honeymoon Just our parents, and we can go visit everyone else after the honeymoon. Neither pair of parents were impressed with this Facing pressure, and with the idea that they would pay costs (getting back to this), we decided to plan a simple one day ceremony+reception

It is not so simple. It's astounding how greedy nearly every private vendor is. I have to explicitly make a remark about private vendors; state parks have much lower fees to reserve venue space. I do not know why you would choose to rent a private space other than being a brat with stupid amounts of cash. No, we are not going to spend $300 :capymerchant just to do some taste testing for a reception dinner. That's the price of a small cake I am sick of calling up vendors only for them to demand several thousand dollar minimums, of which our guest list does not even come close to reaching via a price per plate Oh by the way, don't forget that a service charge is calculated as a percentage of a minimum

This is mortgage money , baby money , ANYTHING-ELSE money that instead we are suggested to spend on other people. This is all to put up a Victorian-era farce that should have stayed in last century. What's next; I have to rent out seating for the consummation?

This would all be fine and dandy if the proponents of these ideas would come forth with funding. But talk about money and they are quick to drag their feet Obviously I am not interested in pissing off parents because I am trying not to pay for daycare when the time comes No one is even stepping up to offer their property as a venue.

Someone even suggested we take a personal loan out to pay for all this Why would you EVER do that?

I want to spend money to build a family, not on ornate crap that does not matter. This is just a hypercapitalistic version of dowry; instead of buying something useful for the other family, like a cow , I'm expected to pay OTHER people I will never speak to again an inordinate amount of money

In short, the west has fallen , millions must pay billions for, uh, hors d' oeuvre, chud?

this is clearly just an low income family, you do realize that junk food is all that’s cheap around here nowadays? “america has failed y’all” YEAH! THATS WHY PEOPLE HAVE TO RESORT TO EATING HIGHLY PROCESSED FOODS, at least the kid is getting fed https://t.co/DwJOskRbF1

— ricefan304 (@nikolaiker) January 7, 2024

https://x.com/NoContextHumans/status/1744124250926010522

was scrolling (tragically) and got like 2 in a row and I've never done an effortpost so

its one thing when these communist palestine supporters speak on behalf of bipocs that hate them

its another when they speak on behalf of me

you can buy fruit and vegetble at the store and its not expensid

I have tons of free dry beans rice and I cook them they last for years you just rinse the moths out

its always suburban middle class larpers justifying these ppls behavior solely becaues they're melinated

(they'r def not poor look at those countertops )

these goons are literal white saviors

_{but who's gonna save me?}

So here's a dive into this random poster:

she(?) accuses her detractors of being the real larper

and heres the countertop

no particleboard in sight and gasp they're making they own food

no idea what an "afro-native latinx" is but she's puerto rican ig? idk why I'm diving this deep. I guess I want to know what fuels a person to be so constantly inflammatory

the drama generation is certainly admirable but this person mentioned having just unprivated their account from the last controversy they stirred up so I wonder what toll this takes on a person.

If they're not animeposting they're ranting and arguing about endless idPol: race, s*x, lgbt, palestine, colonizers, who can say 'gringo' etc. must be exhausting

I kinda want a glass cutting board now...

Like how the top comment calls him out

We had one but tbh I did always wonder where the frick the dust went.