What are the best ways to invest my 401(k) contributions to produce the highest possible return on investment?
43 2018-03-12 by MasterLawlz
I have a retirement plan through my employer set up via Charles Schwab and they had a lot of different options on how to split it up. I had no idea what I was looking at so I just put a little bit in as much as I could and it says I have a little more than a 5% yearly growth on what I put in which I think is pretty good but I'm not sure if I could make it any better.
I know nothing is guaranteed with investment and fluctuations are constant but I'm curious if there are still guidelines to follow.
38 comments
1 Odemdemz98 2018-03-12
Keeping yourself safe is a good start.
1 MasterLawlz 2018-03-12
I know that living in a safe area is definitely good because of how much of a financial risk theft and break-ins can be, thanks!
1 SethRichOrDieTryin 2018-03-12
lmao imagine not being a neet in 2018
1 Odemdemz98 2018-03-12
Imagine being weeb thrash in 2018
it's actually pretty fun1 rewind45 2018-03-12
In the future most men will be weeb trash.
1 KennethPowersMFCEO 2018-03-12
http://i.imgur.com/WmE92ji.jpg
1 ironicshitpostr 2018-03-12
Thank God I work remote and do like maybe 8 hours of real work a week
It's like being a NEET but I can afford shit
1 Sexyblackfeet 2018-03-12
Haha fucking wage cucks
1 ItsSugar 2018-03-12
Invest it all in cryptocurrencies.
1 newfagalt 2018-03-12
Stop wasing money on this shit and put it all in bitcoin
1 RecallRethuglicans 2018-03-12
Someone needs to create a goldcoin and get both crowds together.
1 subpoutine 2018-03-12
As the one person in this shithole who’s ever held a job in finance (inb4 /u/riemann1413 pipes up about the time he got stuck in the back room supplies cabinet to autism all over his whiteboard), let me be the first and only person you should trust to tell you that this little sentence matters a whole lot more than you realize.
That said, don’t save your money with Chucky and his Jew accountant Bettinger. In fact, don’t save any money whatsoever. Put it all in Bitcoin, and fast because that shit always goes up.
1 _rabbitstew 2018-03-12
Is this (((MasterLawlz)) plan to join the elite? Will help fund the New Satanic Illuminati Order? Only time will tell
1 IAintThatGuy 2018-03-12
Bitcoin. Magic beans are the solution to everything.
1 Phantom_Engineer 2018-03-12
Index funds
1 incineratechicken 2018-03-12
pretty much exactly this tbh
1 izuerial 2018-03-12
Fucking pleb, index funds are for people who think it’s a bad idea to mortgage your home to buy AMD and MU stock.
1 wtfuxlolwut 2018-03-12
This man knows his tendies
1 InspiringShitpost 2018-03-12
This OP. Lo vol international index and momentum international indices hedge each other decently.
1 trapochaphouse 2018-03-12
/r/weedstocks
1 taterbizkit 2018-03-12
By "return", we of course assume you mean "drama".
I would use the money to buy invasive frog species from Australia and let them go in Hawaii, and then use part of the funds to set up a slick gofundme to fight the scourge of invasive frogs in Hawaii.
1 tcfb 2018-03-12
Killyourselfcoin seems to be doing great. https://killyourself.network/
1 PotatoePizza 2018-03-12
bitconnect
1 KennethPowersMFCEO 2018-03-12
http://i.imgur.com/WmE92ji.jpg
1 wootfatigue 2018-03-12
Why don’t you have a trust fund manager?
1 Death_Trolley 2018-03-12
5% annual return? The market has been on fire since Daddy got elected. What have you been investing in, Venezuelan government bonds?
1 Thot_Crusher 2018-03-12
Bitconnect
1 wtfuxlolwut 2018-03-12
Put it all in binary options 🤣 or can't you trade Bitcoin futures now? Or go over to /r/wsb and just go all in 4x leverage whatever meme stock they are pumping and dumping currently. You wanted to lose all your tendies right? That's why you are asking /r/drama for investing advice.
1 mukumukum 2018-03-12
buy bitcoins and in 10 years when a single bitcoin is worth 100 billions, buy your private island and a harem of dirty fiat and stock holders to cater for all your needs
1 VidiotGamer 2018-03-12
just buy some thai ladyboys and force them to do camshows, keep the profit.
1 Fuish 2018-03-12
Go ask /r/wallstreetbets, then invest it all in $ROPE
1 wolfbetter 2018-03-12
Whores.
1 UnluckyImp22 2018-03-12
Start here https://www.bogleheads.org/wiki/Getting_started
If you want to be a bit riskier, but with potentially higher returns, tilt toward small-cap and emerging markets funds.
Also, go all-in on BSSY futures.
1 ThunderCock_Chad 2018-03-12
$RAD $DRYS $JNUG
1 HardLeft- 2018-03-12
Since you're presumably young just pick from the two or three most aggressive options. Remember returns come with risk and picking high risk/high return funds can make you perform worse on short time scales. Basically set it aggressive and forget it. When you hit middleage you'll start letting the foot off the pedal and slowly picking less and less aggressive strategies over time.
1 nanonan 2018-03-12
All the wisest people invest in Bitcoin for their retirement.
1 Queen_Arthur 2018-03-12
/r/wallstreetbets
1 ChipChippersonAMA 2018-03-12
what_are_the_evilest_companies_i_can_invest_in
1 ChipChippersonAMA 2018-03-12
https://www.reddit.com/r/wallstreetbets/comments/6u43v0/what_are_the_evilest_companies_i_can_invest_in/
1 DudeCat 2018-03-12
You seem young, so SWYNX.
1 aqouta 2018-03-12
2 important things. Management fees and volatility. If you can just put it all on the s&p 500 with minimal management fees then that is the ideal. If your employer matches contribute up to that match. Then check what the management fees are, if they're good make out the 401k itself if they aren't open an IRA.
1 saddertadder 2018-03-12
Buy gold and NATO ammo, ya fool.
1 Velvet_Llama 2018-03-12
Diversify. Depending on how risk adverse you are you can move money into higher risk, higher yield funds.