Sam, 26

Michael, 28

Rio Grande Valley

Personal Life/Career:

• Recently married, April 6th this year

  • Engaged for 4 months

  • Dating for 4 years

  • Never talked about finances before getting married?

• Assistant Manager (Her) timestamp

  • 2'100 a month roughly

• Truck Driver (Him) timestamp

  • 2'400 a month

• She is currently in school? timestamp

  • Studying Social Work? Doing a Masters

  • She has student loans but I did not catch what they were

Financials:

• Combined finances less than a month ago, she added him to her account

• "Different opinions" on spending timestamp

  • She says she's more frugal, he likes spending on electronics and vehicles

  • He Upgraded to new iPhone, FOMOS into newest thing

• How do their financial conversations go? timestamp

  • She says she wants to pay off debt quickly, "to zero as fast as possible" even if it's 0% apr

  • "He sees zero apr and he's like oh, we don't gotta pay anything at all"

• They have zero in their savings (paid off some cards recently)

• She paid off a few things that were at 0 instead of another 0 that was about just hit the interest period timestamp

  • "To be fair he signed up on a property without me knowing"

  • 120'000 property? He told her he was going to look and he ended up buying it on sight? "Owner to Owner financing"

    • Before marriage

    • Paid 117'000 with financing?

    • Applying to refinance "soon" timestamp

      • Currently at 12% over 30 years

      • they want a lower monthly and fewer years

  • Specifics timestamp

    • 6'000

    • There's another 6'000 that went to paying the parents?

      • Paying back parents for wedding?

• Built a 860 sq ft "frame house" on the property timestamp

  • Property is 3 acres

  • Building the house cost $37'000

• Score timestamp

  • He says - 8

  • She say - 4

• Credit Card 1 (Wells Fargo) ($4'120) tiemstamp

  • $42 minimum payment

  • 0% interest until October

  • 92 in new purchases

  • CC was opened because she wanted to start a business timestamp

    • Coffee cart selling expresso drinks outside markets

    • "Got busy" so she couldn't keep doing this, sold all equipment - didn't make money? timestamp

      • Awkward laugh when asked what she got from the sale? Got 2500 back?

      • Spent 10'000 on this?

      • Got a job because this wasn't working well?

• Credit Card 2 (4'028) timestamp

  • Interest about to start accruing

  • Paid 5'000 - claims she doesn't remember where she got this

    • Balance was 9'000

    • After getting pressed, says it was from a 20'000 personal loan

  • 92 in new purchases

• Personal Loan (21'749) timestamp

  • 21% interest

  • Gets pressed hard on why she traded 5'000 at 0% for a 21%

  • more info timestamp

    • In her name

    • They didn't know it was $21'749

    • Weren't able to make any minimum payments because of his motorcycle? timestamp

      • He doesn't even use it and now it's busted - front shock went out and it would be a 2'000 repair bill

  • Paid off the bike with this timestamp

    • 227 a month

    • 7'000 balance on it

    • 7% interest rate

    • Bike's used value is around $9'000

• She remembers why she paid off his credit cards timestamp

  • She did not like the monthly minimum payments?

  • "I don't know what I'm doing"

• Credit Card 3 (Lowe's) timestamp

  • Paid off, one of the things in that personal loan

  • Would have been interest free for another couple months?

  • Ate a late fee at some point

  • Was 2'000

  • Paid for a washer/dryer on here? timestmap

    • 0% financing at Lowe's

    • Her dad had given money for washer/dryer, he used it for the wedding and 0%'d the washer/dryer. She did not know about this and thought they were paid for in cash?

      • Her parents are divorced

• Credit Card 4 (Discover) ($10'656) timestamp

  • To build the house - he clarifies that it was finishing the interior of the house

  • "Because we didn't have the money for it"

  • He has never watched the show before - she has

  • Roughly 3000 a year in interest accruing on this?

• Credit Card 5 (City Simplicity) ($5'909) timestamp

  • His, she paid this one off as part of the personal loan

    • actually this was with the wedding gifts? 6'000 in wedding gifts? actually the wedding gifts and some savings?

    • Actually it was a different much smaller card she paid off

  • 0% interest

    • He thinks this ends by August

    • Actually it ended 3 weeks ago

  • $59 minimum payment

  • 29%

• Credit Card 6 (Home Depot)

  • Paid off

• Credit Card 7 (Capital One Savior One) (Paid off) timestamp

  • A bunch of Amazon purchases on this one - for the wedding?

    • Lights, table covers, etc?

• Credit scores -

  • His is 630

  • Her's is 695 (last she checked)

• "How did she convince you to come on this show?" timestmap

  • He didn't want to come on

  • He didn't watch the "on-boarding video" because "she didn't tell him about it"

  • they try to justify their financial opinions timestmap

• Purchased a water slide timestamp

  • He is trying to make money with this by renting it out?

  • $1'600 total

  • Hasn't been able to rent it yet?

• Bought some pc fans timestamp

  • He's been playing Helldivers 2

• Attempts to convince them not to be r-slurred timestamp

• He has 3 vehicles timestamp

  • 1 at his house

  • 1 at parent's garage

  • 1 his dad uses

• Checking Account ($31) timestamp

  • Disastrous amount of eating out

  • It's like they think credit cards are literally free money

  • 453 just on going out to eat

  • Phone bill is $185 (they both owe on their phones)

• An attempt to explain how interest works timestamp

• Budget time timestamp

Sorry not sorry, but it's the truth. I have been in the dating scene in and out for the last 14 years and starting to realize men have become super weird and creepy these last 23 years ( post covid depression maybe?) with lot of them trying to groom young women and becoming more misogynist with lot of them straight saying dtf and unmatching if I refuse ( at least before they used to TRY by messaging/going out to dates).

Y'all really need therapy because that ain't normal and need to lower your expectations/learn how to socialize.

Men are getting weird

Link to thread REEE THIS IS RUSSIAS FAULT edition

"Why are they hecking voting against my their interests???"

"I can't believe my people are voting in this Nazi scum again."

This cute twinks posts in /r/196, I can bet my entire coke stash on him neither being working class or ever identifying as German irl. Neighbor who is your people, child molesters????

"Umm sweaty... This is illegal and like you are r-slurred if you don't vote like Plebbit..."

"Wage suppression, union breaking? Supply and demand? No, illegal immigration is actually in the interest of the Slavshits working in VW factories, the hecking share holders are just greedy."

"Ummm I'm German and I'm tanned and people hate me checkmate???"

Yeah I'm sure it's cause you got the mayoest of tans Snowroach.

RUSSIA RUSSIA RUSSIA RUSSIA

RUSSIA RUSSIA RUSSIA

RUSSSSIAAAAAAAAAAAA

"Kinda thinking that attack (Mannheim) was planned by russia now."

What are Redditors gonna do when all of a sudden the US and Russia vanish into nothingness? Blame China of course.

Redditor makes a thinly veiled threat against @ChayaRaichik10

Powermod Bardfinn refused to remove it and instead defended the threat.

Ultimately Reddit admins had to get involved to delete the comment. pic.twitter.com/x6201Ez8Dy

— Reddit Lies (@reddit_lies) June 10, 2024

I was on call to him earlier today and he was talking about how he saw his kids yesterday 12f and 16f, he sleeps on the sofa when he stays round (it's just both his kids and their mum who he split up with) and was telling me how he was asking his kids to sleep in their rooms with them so he wouldn't have to sleep on the sofa. They both told him no and I was telling him that it's understandable as when you're growing up you don't want to share a bed with your dad as you want your own space and it feels a bit weird. He understood but said they used to let him a couple years ago when they were younger. I get that he doesn't want to sleep on a sofa but surely it would feel weird to him to sleep in the same bed as your 12 year old daughter.

Then he was saying that he had his youngest give him a back massage and how he rubbed her back too. I can't tell if I'm reading too much into it but it made me feel a bit uncomfortable. I know they're his kids but with some stuff he's said and also being into younger girls (he tells me 18 is the lowest he'd go) I just feel uneasy about it. I told him I'd give him a back massage when he sees me tomorrow but he didn't react that happily. I'm probably reading into it too much but I get scared for his kids and I feel sick that I still talk to him.

Digging into her profile:

He's said that the youngest he'd go is 18 but he's made comments of how he'd go for someone younger if it wasn't illegal and I'm scared I'm just here to fulfill some screwed up fantasy he has.

I'm 18f and l've had a bit of a weird habit of talking to older guys online since I was 16.

Back then I knew I was groomed and made to do gross stuff, some sexual and some just disgusting. But I feel like l've moved on from it because I don't feel as obliged to do everything a man tells me to, I still send nudes and sexual things but if I don't want to do it I feel a lot better at saying no.

However recently a guy 49m who l met online, has become a big part of my life and I've met up with him quite a lot now. He was always sweet to me and never asks for nudes especially after I explained how l'd let men treat me before. He has two kids, 12 and 16, and although l've asked him a few times if he likes younger girls and he always denies it, l've had him saying he used to talk to younger girls online until he got caught out for it. So I can't tell if I'm enabling him and letting him live out his fantasies through me or he simply likes me for me. I obviously understand if he liked younger women and I know I'm on the cusp of being legal but I can't tell if I'm just screwing up my life and he has ulterior motives.

And today he went drinking with his friends and when I called him he was very drunk. I decided to ask him what the lowest age he would go for was because it's been playing on my mind a lot and I know reading all the comments on the other posts that I need to block him (im really sorry I haven't.)

He then proceeded to tell me about this girl that would get on the same bus as him every day and that she was in her school uniform. He assumed she was 15/16 which is still so disgusting for him to even consider but said that she would put on her make up and looked a lot older. Then the next school year when she got on the bus she was still wearing school uniform. (In the UK we have a thing called sixth form where you can wear your own clothes) and said that she must've been 14/15 the previous year. He was saying that he kept fantasizing about being her dad meanwhile he has two kids already 12f and 16f. I told him how disgusting I thought that was and reminded him the fact he has kids her age. He then said that I shouldn't twist it and that the world is a messed up place.

The best part is even after he told her this, she posts this 2 weeks later:

I've only seen the 49 year old four times and we've had s*x three of the times when I stayed over. In my opinion we've done a lot of stuff together that I feel like I shouldn't mention in too much detail but it includes oral both ways, butt stuff both ways too (i licked his bum), a lot of different positions and he tried anal with me but it hurt too much.

He considers all of this vanilla s*x which I understand and I guess it is but for only seeing him a few times and only really having had s*x with him, I'm scared to go further. I'm seeing him tomorrow and he's talked about bringing a variety of s*x toys including handcuffs, rope, collar and leash and a whip.

He's also talked about doing watersports and doing anal properly since it hurt too much for me last time. I want to try everything out at least once but it feels scary that he's bringing all of that stuff and I'm very unsure about trying it all out this early. I get uncomfortable even talking about it and I know I'll go through with anything he wants to do.

Most Based Comments

Basedness: 🔥🔥🔥🔥🔘

You seem like you're proud of yourself for driving in the passing lane when you passed few cars. Pass a car and get back in the right lane. WTF (125)

Washington state law says that I can stay in the left-hand lane as long as I am overcoming cars. I was consistently faster than the traffic in the right hand lane. I was going well over the speed limit. Also, it's not actually illegal to pass on the right hand side. It's just poor taste. But you can see from the video very clearly that him passing on the right hand side only allowed him to get one car ahead, and perhaps the blame should be placed on the silver car in front of me for not moving over so that I could pass them myself. (-31)

Basedness: 🔥🔥🔥🔥🔘

Goddarn this video was so pointlessly long. Slower traffic keep right dude. Overreaction from the jeep but don't just sit in the left lane. (92)

I was passing everyone. You're just wrong. If they stayed behind me, we would have gone faster once we got over the hill and the car in front of us moved over. This man is insane, and if you feel any sympathy for him, you're insane too. ❤️ (-34)

Basedness: 🔥🔥🔥🔥🔘

He is an unhinged peepee, but you belonged a lane over based on how many people you didn't pass.Stay right unless passing. (89)

I was going faster than the right lane, and the silver car shown on the front-facing camera was in front of me the whole time. I refuse to tailgate just to get them to move over. The silver car was also going faster than the right lane. It was also an incline. You're just wrong, oregontittysucker (-38)

Angriest Comments

Angriness: 😡😡😡😡😡

Still passing? Move over! If i was driving 90 I would let that guy pass. Then you say he is driving slow when there is a car in front of him. The other guy is the really idiot though. You don't know who's the other driver. Dont play yourself, you would have probably went to jail for assault if you ran him over (not really sure though).No one is perfect we all do stupid shit driving. Accept your "stupid" and don't let someone else's "stupid" get you killed. Stay safe out there. (8)

Angriness: 😡😡😡😡😡

The guy is an obvious douche, and should not have reacted this way. But you were definitely left lane camping. I really wish people would realize how dangerous and rude this is. The left lane is a passing lane, and if you aren't passing you should move over. Left lane camping is proven to be more dangerous than speeding, and it causes traffic jams. It is mind blowing to me to see a long line of cars in the left lane following one slow car that won't move over, then in the right lane there is no one. I lived in Germany for a few years and people take this seriously due to the fast speeds on the Autobahn. Again, this guy is an absolute idiot, but you were in the wrong too. (47)

Angriness: 😡😡😡😡😡

OP is the one in the wrong here about 70 times. He slows down when passing then speeds up when clear, literally the worst kind of driver on the road. (45)

Drivers who lose emotional regulation to the point where they stop and get out of their vehicle on active highways are worse. This is how multi car accidents happen. This is how people get killed.Drivers who act on their aggression, the ones who act on their road rage... They are much worse drivers than folks using the passing lane improperly.I don't understand how you came to your conclusion. (22)

Biggest Lolcow: /u/PaPilot98

Score: 🐮🐮🔘🔘🔘

Number of comments: 18

Average angriness: 🔘🔘🔘🔘🔘

Maximum angriness: 😡😡🔘🔘🔘

Minimum angriness: 🔘🔘🔘🔘🔘

NEW: Subscribe to /h/miners to see untapped drama veins, ripe for mining!

autodrama: automating away the jobs of dramautists. Ping HeyMoon if there are any problems or you have a suggestion

Lots of people seething on X about the fact that Biden is uniquely unliked and if defeating Trump is your main concern any other candidate is better. https://twitter.com/search?q=%22Nate+Silver%22

AND THAT'S WRAP... 🥲

Yesterday we found out that a majority on the Thornaby FC committee, led by Trevor Wing, voted to remove the entire female section from the club.

Under 7
Under 8
Under 10
Under 11
Under 15
Women's

— Thornaby FC Women (@ThornabyFCWomen) June 9, 2024

Context: https://www.independent.co.uk/news/uk/home-news/thornaby-fc-football-beth-mead-womens-team-cut-b2559738.html

An English football club has come under fire after its committee voted to remove its entire female section – from the under sevens to the first team – leaving more than 100 players without a club.

News of the decision made by Thornaby FC's committee was revealed on Facebook by a page for the women's section, who expressed their disappointment at the remarkable decision.

“Yesterday we found out that a majority on the Thornaby FC committee voted to remove the entire female section from the club,” Thornaby FC Women wrote.

The announcement:

Randomly selected r-slurs:

All the moids who voted for the logical financial decision have resigned:

https://twitter.com/BBCTeesSport/status/1800129179524215257

/u/uk thread

‘only white girls..I love girls your type..your color’ pic.twitter.com/vt5nYLK0M9

— The Daily Sneed™ (@Tr00peRR) June 9, 2024

>their own c*ntries

this was in Toronto btw lmao

also lol@him being called joo when his profile is like this

joo paranoia is one of my favourite part of terminally online schizos

anyway

meanwhile foid in question:

oh those silly wignats

How would you rank IMDb’s top 10 movies of all time? pic.twitter.com/Mxeu4YybIO

— cinesthetic. (@TheCinesthetic) June 10, 2024

Yikes imagine not trusting the kino science:

Do you concur?:

!kino

There's no context to this contest beyond "post whatever" but I did only pick the things that personally amused me, so if your "submission" isn't here it's because it failed to meet the extremely low bar of making me exhale a larger-than-normal amount of air out of my face when I saw it. Sucks to suck straggot. There's also a super secret easter egg hidden within the contest. See if you can spot it!