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Idiot takes out a high interest loan he couldnt pay back immediately. Nearly 300% in interest later, it's everyone else's fault.

https://old.reddit.com/r/povertyfinance/comments/1480x70/after_9_months_im_finally_free_fuck_payday_loans

								

								

Don't blame payday loan businesses. They provide a service to folks who need money with bad or no credit. The interest rates are so high because the default rate is high. Otherwise, they would not be able to stay in business. It's simple math. You should actually thank them for taking a risk on you and loaning you money in your time of need. Congrats on being responsible and paying off your debts!

The correct finance take is downmarseyd. I guess Redditors would rather this guy not be able to get money when he needed it.


And who's fault is it that they have horrible credit again? Not the pay day loan people.

In America? So many reason: medical debt, being in the foster system, minor crimes like shoplifting as a teen, being gay (ie your parents make you homeless), disability, a fire, your landlord ups the rent by 50% or more, your employer decides to fire you, ohh so many reasons.

Instead of being judgmental, you may want to show some empathy and compassion for those less fortunate. SPECIALLY if you call yourself a Christian.

The seethe is amazing.


It’s horrid. Places like that, payday loans/advances and rent to own businesses are nothing short of predatory. You only ever see them near poverty stricken areas of town. They just want to make your life worse

Well im not debating that they are not predatory.

But like do you think rich people need loans to buy basic items like furniture?

The shady stores don't stand a chance there because they would laugh and then buy something that costs more than 3 of the shitty rent to buy furniture sets that have probably been repossessed twice before you got it.

So close to getting the point. So close. Just because someone is poor doesn’t mean that it’s ok to target them with your predatory shit, and it certainly doesn’t mean that these businesses even vaguely belong in working class communities.

Completely misread the point and smugposts about it.


That's all the effort you are getting out of me. So many people there with poor financial decisions.

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Yeah nah that's fine. Workshops don't need to be gucci'd out and as far as I'm concerned if your shop looks like a woodworking mag, you're probably a do nothing gearqueer spending 60k a year on festo stuff to build a single birdhouse a year.

When i hear unfinished i think unfinished concrete floors, and unfinished concrete or cinderblock walls.

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Well you can see the water heater in the bottom pic, washer/dryer/furnace are just out of frame in upper pic.

As much as I love Milwaukee cowtools and have that DINK income.... I cannot justify the Milwaukee Packout garage organization shit. $50 for a backplate to mount a $20 paper towel holder... versus a $3 one from Harbor Freight.

Packouts are made to me tossed in the bed of a pickup, nothing more. You should have a clean, organized garage but it shouldn't look like a setstage for a sponsored YouTube channel.

Mine, a few months back:

https://i.rdrama.net/images/16866754964420302.webp


https://i.rdrama.net/images/17191743323420358.webp

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Check for liquidation sales near you if you want more organization for cheap I have 4 of the husky heavy duty lockers that cost $500 a piece for around $500 just minor cosmetic dents, but your shit looks really good. Not too tidy to make anyone :marseysus:, not too messy to make me go darn you really live like this?

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Thanks! The back area has cabinets/cupboards for lesser used nonsense. I've looked for liquidation stuff but nothing worth the drive.

When i buy my mom's house, i get to start over with a blank slate


https://i.rdrama.net/images/17191743323420358.webp

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