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Someone I know has been working under the table for their 30 years in Canada, and applied for CPP, what happens to them if they get audited? : PersonalFinanceCanada | Homos very salty at the idea of someone not getting butt fricked by the tax man

https://old.reddit.com/r/PersonalFinanceCanada/comments/11bj4a3/someone_i_know_has_been_working_under_the_table/

I love all the "They'll audit you and make you pay 30 years of back taxes!" lmfao neighbor wut? The people who do this shit are dirt poor, they have nothing. To audit and fine them is just a waste of time.

Not to mention that every tax cheat worth his salt knows to avoid banks and obscure the source of everything ("Were did I get all those power cowtools? Dude hired me to fix them for him but never paid his bill, been holding them ever since")

!leafs why are our countrymen such narcs?

My neighbour here in Edm are new immigrants which is fine. She works as a Day Home Educator and doesn't pay in taxes because she shows all expenses part of being self employed. I did mentioned her about retirement and they don't care. The husband is the bad one. He works for contractor that pays him only cash and I tried politely to explain him the consequences and he brushed it off. Now they just came back from family vacation and he lost his job and don't know what to do. I told him get a normal job and pay into taxes and cpp.

And how would've paying taxes helped him? He'd be in the same spot but have 20% less money.

This person can't get CPP. CPP is a forced DP pension plan that you and your employer contribute to. That is also the reason why it won't "disappear" like OAS might at some point in the future. It's one of the best DP plans in the world at least as far as stability is concerned.

Too bad it pays so little and cheats so hard (Die too young? No money for your family. Die when you're old enough? Your spouse gets half your pension, gov gets the rest)

I think many people are missing the underlying point he's trying to make here. I'm also a little pissed that some douche parades around town like a big shot because he has the extra money to spare from stealing from all the other taxpayers and lining his own pockets.

Oh boo hoo, poor little you

Not paying taxes is an affront to every other tax paying Canadian. Rat them out to CRA. The CRA will do a means and ways test to determine how someone with no income or a couple with limited income can afford the lifestyle they have. If it doesn't match up CRA will self assess them for the taxes they should of paid plus interest and non reporting penalties. People like this that don't pay their fair share of taxes and don't save for their own retirement will be the first in line looking for a free handout like Guaranteed Income Supplement. Unless tax paying Canadians are prepared to pay even more taxes, people like this need to be called out. Social government services only work when we all pay what is required.

People like this are why I tell people working under the table to file their taxes and just claim they made 0 dollars. Get all those bennies and frick the tax smucks harder

And what happens when the CRA audits them and goes "Oh these people live like paupers in a shithole"?

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There's a non zero chance they'd get boatloads of money back if they filed. Decades of returns with GST and child tax benefits. It's why the CRA doesn't care. They will find you if you owe money

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