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Credit card debt : PersonalFinanceCanada

https://old.reddit.com/r/PersonalFinanceCanada/comments/10bqglg/credit_card_debt

My credit card has a $2000 limit, right now it has about $200 on it. Can't afford to pay it down until the baby bonus comes in. My husband's credit card has a $10k limit and there's about $8k on it that we are trying to pay down.

What I appreciate about this answer is that it is honest. Everyone else in this thread is rushing to congratulate themselves for having enormous credit limits with $0 balance. I have an upvote and award for you!

Yea because you're supposed to run up your credit card each month up to its limit

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If any1 here is unaware, :marseycanada: have smth like a 3x deficit of credit to income, everyone lives off credit

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