I had a serious manic episode about a year ago and I now find myself $80k+ in debt.
It's not my fault, the manic episode made me do it
This isn't the first time this has happened. The last time I had to declare Chapter 7, over 3 years ago.
I wonder how much she racked up in debt just three years ago before gettin clean, hittin therapy, then going on an $80k bender all over again.
Should I just stop paying all non-secured debt which is the majority and take the credit hit
Is she in the midst of another manic episode causing her to make irrational/irresponsible decisions?
I am also working through therapy
What did you buy? Sell all of it and start paying off the debt
But seriously how do you go on a "manic" and spend $80,000 and have nothing to show for it? What could she possibly have spent this money on.
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So around 50k a year.
How long does a manic episode last for you to end up with that much debt. I'm doubtful all that debt is from sundry personal expenditure only. Most likely this r-slur invested in some shady shit through borrowing that went tits up
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