Caleb Hammer - Local man says frick balances and credit limits, they're just numbers

https://youtube.com/watch?v=T8bjHPn_np0

Probably one of the more unique Caleb Hammer videos. If you ever wondered what life would be like if you just didn't care about bank balances and credit limits, here's the result.

Quick breakdown:

  • $120,000 year income

  • negative starting balance on checking account, negative ending balance ($760 in overdraft fees YTD)

  • 8 credit cards, all with a credit limit of less than $600 and 2-3 with a limit of $300. All over the credit limit, and paying along the lines of $200 fees (not interest) a month for going over the balance

  • $4,500 in savings

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