Brief summary:
$350k mortage at 2.75%, covered by military pension and disability
One car loan and one lease at $1,000/m (doesn't give balance, remember this part for later)
$50k credit card debt, $2,000/m
Special needs kid, receives unknown amount from state. Wife stays home with him.
Works for Fedex
Thanks that make you go 
my wife worked door dash for 6 months in 2021 to finance 1/2 of an overseas trip (see below).
The thing is my job now is the first one I’ve ever had where I LOVE going into work. I’m probably worth more elsewhere but I currently have a lot of perks (company vehicle, unlimited PTO) that would be hard to let go of.
Go with a consolidation company. My wife did this 2 years ago with her debt. But her credit score suffered, we had collectors calling. She even got served by one bank but collection company worked something out with them as they do I guess. She’ll be done paying them next year.
I have a huge video game collection that I’ve amassed over the past 15 years. I could probably sell half of it over the course of the next 3 months and make about $10k. I’ve actually started doing this within the past week.
Our dinning out used to up to $1200 a month. Now we cook at home almost exclusively. In 2019 I spent about $4000 on video games, buying vintage systems and games. This year I bought the latest Zelda game, that’s it. We do like to travel. But we (my wife) has finally excepted that our planned trip (overseas again) this fall, is not going to happen.
As for the car they purchased while being provided a company car(?):
The car is a 2022 and this year they came out with a new model and drop the price by a significant amount which in essence makes my car worth about $15k less than I owe on it currently.
From what I can tell with some really rough math, I think this guy is making like $40k a year as a Fedex driver. He never says so I'm not sure. But the wife says it's time to man up:
Yes I agree. My wife is a very intelligent person but she is also very stubborn…VERY! Her current stance is my main goal should be looking for a higher paying job.
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Her working would dramatically help but of course she likes sitting around doing nothing all day.
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I was trying to decide between
or 
. Guessing 
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Unlimited PTO is a scam. It means the company has no obligation to pay out for unused PTO and they know Americans are too cucked to actually ask to use that unlimited PTO so most people end up not using it as much as they would a guaranteed week or two of PTO.
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Just take off every day until they fire you.
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Usually they'll hold off on firing you until you return so yeah, just don't come back at all lol
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Lets see.... say 30years left... 365 days a year... minus 2 days weekend a week... Hey Boss, here's my leave request for 7,822 days
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Yes
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I'm so happy in the Congo1yr ago #4303249 spent 0 currency on pingsFood $14000
Video games $4000
Car $12000
Special needs child $500
Someone who is good at the economy please help me my family is dying
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Spend less on candles
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I'm so happy in the CongoIVIayaelTheAnima 1yr ago #4304214 spent 0 currency on pingsNo
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This shit is beyond fricking parody.
Foid doesn't work. Used to spend $1200 eating out. $4000 on video games. Mortgage. Cars. Vacations.
Why are we poor? Capitalism has failed.
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Who are these people that bought new cars in the past couple years?
Just wait like six more months.
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Is it gonna be 6 months? I need a new car but been waiting for the bubble to burst. Seems like it’s taking awhile
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Depends on what you want and where you are.
If you have your heart set on Toyota/Honda/Subaru, it's probably gonna be awhile before they come down, but if you are flexible on make/model there will be some deals this fall.
Prices are already starting to drop below MSRP.
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Perks are fricking stupid. Get paid
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4k on games in one year? Video games truly are for children.
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Not just video games, vintage systems (aka old crap nobody actually wants)
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Friendly reminder that if you can't taste coriander you are literally missing out on the most complex tastiest freshest spice in the world. It's literally culinary impotence you will never enjoy food like normal people. The media and cooking channels and even your friends will not mention this because it is a social faux pas. But trust me people secretly laugh at you if you have the inferior gene. I even knew a girl who broke up with her ex for this reason. Can you imagine passing this gene on to your children???
Snapshots:
undelete.pullpush.io
archive.org
ghostarchive.org
archive.ph (click to archive)
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