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CamaroAt28APR vroom/vrem It's an I4 automatic  1yr ago (ficoforums.myfico.com) 914 thread views #181298

myFICO is full of poorcels posting Ls

https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan-Approvals/td-p/6573136/page/10

Unfortunately no one bought a @CamaroAt28APR, but the myFICO forum is full of people making awful decisions. Just the three posts on this page are :marseychefkiss:

The first is someone making 180k/year with a debt-to-income ratio of 12% but has to take out a 6 year, 9.3% loan to afford a 58k car? :marseyconfused:

Then we have someone taking out a 7 year loan on a BMW that will surely be worth $0 by the time the loan is up. At least he gets that sheer driving pleasure :marseysteer:

Finally is someone who cosigned on a loan with her husband but even doesn't know what she bought other than it's a 6.2% loan for 6 years lmbo :marseyfoidretard:

As a bonus here's an r-slur from a few months back

https://i.rdrama.net/images/16874875285738833.webp

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I don't believe for a second that BMW guy has a DTI of 10% and a 610 credit score.

Edit: Oh nevermind. He actually just filed for chapter 7 bankruptcy recently. He does a nice little reveal at the end:

I actually put down $75k that I had liquid. I am rebuilding my garage too btw. About to buy a Audi RS e-tron GT.

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I see the poors are pretending to be big wallet niggas again est. 2016

Hello, welcome to 'I see the poors are pretending to be big wallet gangstas again'

This hole exists as a safe space for refugees from the Facebook(MetaTM groups of the same name. Of which there have been several iterations. We mostly exist to poke fun at the state of living in poverty. While it oftentimes is unavoidable, we do aspire to not be meanspirited. Over the years we have co-opted the term 'Peak Poor' to being someone who exudes poverty, regardless of their actual net worth. Trump and Elon both exhibit the peak poor ethos from time to time while still being the top 0.000001%. You can do something peak poor and still be a good person or a generally adjusted one. We all have a bit of poor in us.

We basically fill a niche similar to fatpeoplehate with a bit less actual malice.

PeakPoor is shotgunning mountain dews at 5 years old.

PeakPoor is not people dying of poverty. While technically the greatest heights of poverty is succumbing to it this is not funny, and is a failure

of capitalism. We do not make fun of poverty to be mean spirited such as that.

Read the room, if it's punching down too hard or really digging into someone whos a sympathetic character it doesn't belong here. (basically READ THE ROOM)

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other rules

  1. Subscribe to this hole, it's important that we get our numbers up. Love numbers = peak poor

  2. Bonus points for making your post title some variation of peak poor. (Pinnacle of Poverty, Prowess of the Penniless)

  3. I am looking for a mod who will help me grow this place and encourage the facebook community where the majoryity of our members reside

to migrate. Contact me if interested.

I really do love you all so very much, i'm even spending drama coin to get some banners and marseys. thanks for being a part of the community.

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