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myFICO is full of poorcels posting Ls

https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan-Approvals/td-p/6573136/page/10

Unfortunately no one bought a @CamaroAt28APR, but the myFICO forum is full of people making awful decisions. Just the three posts on this page are :marseychefkiss:

The first is someone making 180k/year with a debt-to-income ratio of 12% but has to take out a 6 year, 9.3% loan to afford a 58k car? :marseyconfused:

Then we have someone taking out a 7 year loan on a BMW that will surely be worth $0 by the time the loan is up. At least he gets that sheer driving pleasure :marseysteer:

Finally is someone who cosigned on a loan with her husband but even doesn't know what she bought other than it's a 6.2% loan for 6 years lmbo :marseyfoidretard:

As a bonus here's an r-slur from a few months back

https://i.rdrama.net/images/16874875285738833.webp

55
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15% APR? Frick dude, just put it on your discover...

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