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myFICO is full of poorcels posting Ls

https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan-Approvals/td-p/6573136/page/10

Unfortunately no one bought a @CamaroAt28APR, but the myFICO forum is full of people making awful decisions. Just the three posts on this page are :marseychefkiss:

The first is someone making 180k/year with a debt-to-income ratio of 12% but has to take out a 6 year, 9.3% loan to afford a 58k car? :marseyconfused:

Then we have someone taking out a 7 year loan on a BMW that will surely be worth $0 by the time the loan is up. At least he gets that sheer driving pleasure :marseysteer:

Finally is someone who cosigned on a loan with her husband but even doesn't know what she bought other than it's a 6.2% loan for 6 years lmbo :marseyfoidretard:

As a bonus here's an r-slur from a few months back

https://i.rdrama.net/images/16874875285738833.webp

55
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Here's my favorite one so far :marseyjam:

https://i.rdrama.net/images/16874882818607688.webp

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That's more than my fricking house payment. How are people so fricking stupid.

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your house payment is sub $1k?

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Yeah. I'm single and a cheapskate. I'm making double the monthly payments to pay it off early. I regret going with the 30 year instead of 15. But at the time I had just started a new job and having been laid off before I was worried about making payments if I lost a job again. Now I'm the senior engineer here making a lot more and they'd be up shit creak without me.

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Hey everyone! This guy has a house!

:marseysoypoint:

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"All the work you're doing this year is for an Acura.

All the work you're doing next year is for interest on the Acura."

Modern day Sissyphus

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It's worse than that because his take home is probably closer to 45k

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Jfc imagining paying $12k per year for an Acura lmaooooo

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if you keep filing for bankruptcy its free

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Recent bankruptcy with a 737 credit score. Dude was doing a good job and flushed it all down the potty with one consoomer-brained impulse buy.

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