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Redditors talking about finances can only go one of two ways:

"There's something fundamentally WRONG with SOCIETY because I can't stop spending all my disability money on funkpops!!!"

or

"I manage to save 10,000 dollars a day on a 4 dollars a year salary just by only eating wet rice, sucking my landlord's scab-infested peepee, walking my 50 mile commute to a Victorian-era coal mine, and pirating all my anime!"

there is no in between

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