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The FIRE nerds are so lame. Oh, cool, you managed to save $1 mil by living on rice and beans with only a bare mattress in your hovel so you can "retire" at 40 on an income of 3k/mo so you can... Live on rice and beans in a hotel with only a bare mattress and zero hobbies.

Just like, find a job you can enjoy and try to retire at 55 or 60 while living a good life that's actually enjoyable

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Compounding interest means it's way better to save every dollar possible until you can live a decent life on guaranteed returns, but it's ok to keep working once you get there

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