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Poors remember "Buy Now, Pay Later" involves paying later :marseypoor:

https://www-cnbc-com.cdn.ampproject.org/v/s/www.cnbc.com/2024/01/21/buy-now-pay-later-shoppers-deal-with-holiday-debt.html?amp_js_v=0.1#webview=1&cap=swipe

Girl math moment :marseydarkfoidretard:

"When I realized I can still get what I want, like designer items, and not have to pay the full purchase on spot, I lost my darn mind. … It was like a kid in a candy store," Resiere recalled. "Let's say Klarna gave me $1,000. In my head, I was like, 'Oh my God, that's free money.' So I'm spending the whole thousand, forgetting that I have rent, car note, car insurance, all these bills, groceries, everything."

Bro how does paying money hurt just save

"Even though I'm in my career now and of course making more money, any way that I can split my payments and not worry about bills, I'm definitely, definitely all for," said Resiere. "It splits the payments so I don't really feel it. Yes, I'm paying the same amount but the fact that it's being spread out, it doesn't hurt as much."

How come poors always think the can just get money for designer clothes for free

The opacity surrounding the novel service has created a so-called phantom debt phenomenon that has left economists, regulators and even shoppers concerned about the effect it could have on the economy.

"It's just this nebulous cloud of debt. Nobody really knows how it works and it's just floating around us all the time and it definitely feels like a pending housing crisis, almost like 2008 but for shopping," Andersen joked. "That's the myth that Klarna and PayPal sell you on, is that you can have this lifestyle, you can have these things, but the truth is, you can't."

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economic literacy should be a class

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It is you fricking r-slur

:#marseysnoo:

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:marseyconfused:

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To be fair, not every public school in the country, and especially not the ones in poor areas, offer it.

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You can't teach this out of people.

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We should tie your grade in an Econ 101 class with having full rights as a free man.

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One vote as a freebie

One vote for never being convicted

One vote for having a healthy BMI with the option to test body fat % as an alternative

One vote for graduation from something that requires more than being a warm body

One vote for having actual income or wealth that bankruptcy takes away for 7 years

Am I missing any?

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One vote for every unit of value you've provided to others and haven't yet redeemed for yourself :marseyancap:

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