Isaac, Houston, TX
Career:
2022 - working as Sales Rep at a Tile store, making 3-4k a month while going to school full time
- Left job to focus on classes because he was having issues
Doing UberEats/Doordash, also getting money from his father
"If I need some I'll ask and he might send it"
He stopped doing the gig stuff because he injured his knee timestamp
Can't do regular Uber because his car does not qualify
Has a 2012 Corolla - later clarifies that it's above the miles limit
"My knee hurts when I drive"
He drove 3 hours over to Caleb, driving 3 hours back later.
Something to his meniscus
Costco opening nextdoor - planning on getting a job there
Was a Solar Salesman at the beginning of this semester but the company closed down?
Education:
Studying Biotech (undergrad)
4th year but with credits he is a junior, will be finishing in 5 years
- Had some issues during COVID, didn't pass a lot of classes - trying to make up for that now
2.0 GPA overall
- "Yeah I just got to 2.0 last semester" timestamp
"Yeah I passed one class... in COVID" timestamp
Failed Intro to Biotechnology class timestamp
"I was passing that class up until the final"
Failed "Fundamentals of Chemistry"
"Why'd you pick this major" timestamp
He thought it sounded interesting
"So what's your career path"
- "What do you mean my career path?"
"A 2.0 is good though" timestamp
He's taking 26 credits this semester
Payments to "StudyPool" timestamp
Website where you "get help" on your assignments
"I would never cheat" - this site is definitely cheating
Looks like it's a per assignment basis - lots of these
$360 last month (allegedly splits with his friend)
NBS Facts timestamp
- $30 payment, he says he doesn't know what that is
Finances
Put his all tuition on his credit cards timestamp
An Apple card specifically
"I haven't missed a payment"
Spending a lot on eating out/misc bullshit
Self-rated a 5/10 in finances timestamp
Credit Card 1 ($14'715) timestamp
- $548 minimum payment
Should he consolidate his debt timestamp
- If he could actually control himself yes
Missed payment timestamp
- He says he doesn't have any but there's $40 in late fees - he paid it a day late but confused this with the concept of a missed payment
Reasoning for putting tuition on the CC timestamp
thought his dad would help pay it off
Dad had purchased a house but needed help with the down-payment - $15'000
- Father is letting him live there rent free and considers this repayment? Not sure if I followed this right
Coinbase and Robinhood timestamp
Invested in crypto?
Coinbase - $3'666 in 2021, down to $60 today
Robinhood - $6'006, down to $6?
Miscellaneous
Oracle ad placement
There's some sort of on-boarding video now timestamp
- He didn't bother watching it
Girlfriend gets time to talk timestamp
Didn't know how much debt he's in
"I think he's nervous he's not usually like this"
"He gets defensive when we argue so I think that's what he was doing with you"
Thinking about marrying him, wouldn't until he's out of debt
Guy's dad doesn't actually give him that much money
Guy applied to show through Insta
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It sounded like he was crypto-goombling until he lost it all and just left the chips where they fell.
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That's so sad…
!slots500
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!slots207
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!slots207
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That's so sad...
!slots 1270
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!slots1270
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!slots1000
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!slots1000
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!slots1000
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Gz king
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Is not sad. Is funny. Fate of all who goomble.
!slots1999
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So true !slots1820
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