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I would have a full blown panic attack if i didnt have a years worth of living expenses in cash at all times. Idk how these people live.

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years worth of living expenses in cash

This is full blown r-slurred. Just put this money in 4 week bonds and auto reinvest until you actually need it.

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Yes it is r-slurred to have an emergency fund in a high yield savings account contrary to what every actual expert on the topic says.

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Have you ever made a comment that wasn't huffing your own farts or being an butthole? Have you ever tried being somone someone else would enjoy being around?

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Not once.

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same pizzabro, except my living expenses are mainly in Nvidia shares

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