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When is the last time American Express was actually exclusive? People seem to perceive it that way but years ago I got one after having one credit card for six months, no other history and minimal income.

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I guess it is exclusive in the sense that a bunch of merchants won't accept it :marseyshrug:

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:marseyxd:

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Idk for the longest time I thought it was poor people credit cuz of that family guy episode lol

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They're exclusively for people that pay $795 yearly, and buy the propaganda of "oh the annual fee is only 'effectively' $50".

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