I’m about to default. Sallie Mae refused to put my loan in forbearance and tried to get me to pay while I was searching for job and starting school in August. I told them I couldn’t pay and they refused to work with me. Once this goes to a 3rd party collector, I will dispute the debt. I did this with multiple medical bills by disputing the charges and they haven’t called me back since.
With this life hack get any debt to go away. Just make no money and they have no wages to garnish - just like that there's no consequences
I read a student loan collector operator Reddit thread once. They said basically all you need to do is tell them you can tell them you will continue paying but you can only pay $5 a month. Legally they have to accept that, and you will never go in to collections because technically you are paying.
I wish I could find the Reddit post. It was actually really informative.
I post there a lot
Also, yeah me raises hand
The constant voicemail, email, and mail spam went way down when I defaulted on my three Sallie Mae private student loans. It's just on and off spam through email, one mail, and two voicemails every other month or something like that.
They keep advertising the same thing which is either settle, release the cosigner (if there is one) and borrower is on the hook for the rest, or principal only payments. But get this...INTEREST IS STILL PILING UP EVEN THOUGH I DEFAULTED AND SAID FUUUUU TO THEM.
Lmao at /r/studentloandefaulters side bar
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Once I stop paying my student loans they will definitely loan me money to buy a house
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How much u wanna bet this tard thinks 1000 a month will be enough to outright finance a house?
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I mean, it is in rural parts of the Midwest. But any lender is going to just go "lmao no" when they see his credit report
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And then they wonder why their loan keeps ballooning.
Yeah Sally Mae agents just lurk in alleyways to ambush you into signing loans you can't pay back.
Its never their fault because nobody told them what an 'interest rate' is but they know every pokemon attack move.
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If anything it's the teacher who are to blame. They endlessly push their students to further education regardless of if it's right for them and totally dismiss the very idea of not being able to pay back loans.
I remember when a teacher told the class that they at 50 were still paying off students loans for a philosophy degree and then was confused why I was so set against getting a philosophy degree.
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wtf? how?
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what kind of literal moron does not understand interest rates
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How does one get forced into a student loan?
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"I wanted thing and I couldn't get thing without signing contract, therefore I was forced against my will."
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Super weak willed. It's why it's so important to able to look ur father in the eye and tell him to frick off and die by the time ur 16
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The virgin "Retaining a Lawyer" vs the Chad "I'm stealing from you"
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Frick, I really love these threads. Just the whole debt strike thing, actually. It's either a full commitment to a lifetime of never earning any reasonable sum of money and, by extension, never being happy. Or a complete lack of understanding of the world, where they think this won't come back to bite them 5+ years down the line when they get a real job and try applying for credit (or a car loan or, even spicier, a mortgage).
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This is straight up just an MDEcel joke
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https://youtube.com/shorts/ADEPZ6iEMNA
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Better yet, add an option to turn those stupid shorts links into actual youtube links.
https://youtube.com/v/ADEPZ6iEMNA
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fixed on next deploy, king
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LETS FRICKING GOOOOOO
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Snapshots:
undelete.pullpush.io
archive.org
archive.ph (click to archive)
ghostarchive.org (click to archive)
/r/studentloandefaulters:
undelete.pullpush.io
archive.org
archive.ph (click to archive)
ghostarchive.org (click to archive)
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