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mute noct/urnal :marseywoozy: :marseysteer: :marseysleep: :marseydead:  7mo ago (text post) 127 thread views #260679

:marseyhmmm: how do i creditmaxx :capymerchant:

i want to buy a house in about a year, so i want to have a good credit score to make the lenders like me :marseyxi: . currently i have a score of 769 from one credit card through my bank with a limit of 1k USD, which i pay in full every month. what is the best way to increase my score over the course of a year? it seems like you're meant to have a bunch of different cards that you use a little bit from and then pay in full every month, but applying for a bunch of cards seems as though it'd lower my score. will one year of good payment history on new cards offset the loss?

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Not gonna find much of a rate difference between 769 and 830. As long as you are not below 750 you are already fine.

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i plan to pay down the loan very aggressively during the year after i buy it because moving to my preferred location will involve a pay cut, so interest rate doesn't matter as much to me. are there any other incentives lenders will offer to creditchads? other benefits for good credit beyond lower rates on loans?

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>any other benefits?

Nah. Though getting credit line increases and having a card you can put a 45k payment on is potentially hilarious if you discover you have a terminal illness and wanna go out with a bang.

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Though getting credit line increases and having a card you can put a 45k payment on is potentially hilarious if you discover you have a terminal illness and wanna go out with a bang.

I think the same thing when my CC companies keep increasing my credit lines. I've got something like $150k in available credit that I could definitely spend if I was gonna die in a few months lmao.

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Let me see your foreskin that is all I will need to know

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!slots1000

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Hey, I saw that you just joined rdrama and a group of people who hate me are trying to smear my name by calling me a date male feminist. I just wanted to let you know that it's not true. If you want all the receipts proving it they're right here.

The TL;DR is that I hooked up with one of the hot girls on rdrama, and since I was twice her age, a lot of the guys here who wanted to bang her got jealous and assumed that the only way I could have managed that was by raping her, even though she herself said both before and afterwards that it was all completely consensual. So now that you're the new hot girl on rdrama, I guess they think that I'm going to somehow seduce you into flying all the way across the country (or some crazy shit like that) to hook up with me and they're trying to talk shit about me to make sure that doesnt happen. I don't understand it either, but I just wanted to let you know that I'm a nice guy and I hope you'll look at the evidence and make up your own mind instead of listening to all the jealous haters.

Anyway, with that little intro out of the way, welcome to rdrama! The culture's a little rough here and you're probably going to get tons of requests to •show boobsU but if you talk to some of the women here first before engaging with all the creepy dudes, they'll give you some good advice to avoid stalkers and predators. Or (If you haven't been scared off by the rumor mill) you're welcome to ask me and I'm happy to help.

Just out of curiosity, how did you find this place?

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