https://old.reddit.com/r/popheads/comments/15xej17/oliver_anthony_musics_rich_men_north_of_richmond?sort=controversial
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asshole
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BROWSE EFFORTPOSTS
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Live commit: 4aaaa76
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Lmao they're mad because the song was too honest.
Nobody, not even most liberal men want to pay a bunch of taxes so fat asses that refuse to work can get even fatter.
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Your gf mom pays your rent. That's not much more different than government gibs Pizza.
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When do you want to compare bank accounts?
And no she doesn't you manlet ape.
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This sounds fun. I never saw when you posted yours so idk if I'm gonna mog or be mogged
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you have $100k liquid wtf.
Follower of Christ
Tech lover, IT Admin, heckin pupper lover and occasionally troll. I hold back feelings or opinions, right or wrong because I dislike conflict.
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I genuinely don't know the safest way to invest. Tried the whole "stocks" thing, lost a couple grand on that.
Looked into CDs once but the return was basically the same as my savings account.
I work in construction because I'm not one of those brain-type people.
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Oh, I would just get a financial advisor, that's what I do.
Unless I'm mistaken your savings account will barely keep pace with inflation.
Follower of Christ
Tech lover, IT Admin, heckin pupper lover and occasionally troll. I hold back feelings or opinions, right or wrong because I dislike conflict.
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Same. I'm willing to pay a fee to have someone smarter than me handle my money. 35% of my paycheck goes straight into investments
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mine has a massive fricking house so I assume he knows what he's doing
Follower of Christ
Tech lover, IT Admin, heckin pupper lover and occasionally troll. I hold back feelings or opinions, right or wrong because I dislike conflict.
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Investing in CDs knowing that the mp3 player came out 20 years ago might have been the dumbest investment strategy imaginable. Good thing you didn't sink too much into it. DM me though. We'll get this worked out.
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Almost anything is better than that. For fricks sake man at least do ladder GICs so youre not getting btfo by inflation
Here is a simple, unfrickable, r-slur tier passive strategy:
Put whatever your emergency fund is into laddered GICs so it will come available in staggered portions. If you need 20k per year in expenses then put 5k in a GIC, wait 3 months, put in another 5k, etc and repeat this
Put the rest of your money in broad based US and global index funds NOT FRICKING MUTUAL FUNDS. Make regular deposits on a schedule ignoring whether it is currently up or down. Never look at it again.
Thats it. Congrats you are still losing money to inflation but now way less.
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See I've literally never heard of "laddered GICs" before in any previous investing advice threads.
Everybody has their own opinion of the foolproof financial plan. Yeah sure I'm losing money to inflation but when I'm saving up 20k+/year, contributing plenty to my 401(k), and have no debt, does it really matter?
There's a nonzero chance that taking financial advice from this website backfires
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Yeah I mean I get it we're all a bunch of r-slurs on a orange cat gay dating website so just pay someone smarter than you to take care of your money darn
If you're not sure who to trust for financial advice, find the richest person you know that has a financial advisor and ask them for a reference
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You are correct to doubt internet advice but you are literally r-slurred if you are not capable of googling what a GIC is and assessing the risk (which is literally 0 unless your bank is insolvent, in which case you lose your deposits above the fdic limit anyway, which doesnteffect you yet because youre poor but would in around 2 or 3 years at your savings rate). Laddering is fancy financial speak for "dont lock up funds you might need so that theyre all locked up for the same amount of time"
Tbh i think you are beyond help, enjoy being poor
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index funds are mutual funds rslur, you mean not actively-managed funds (which you can tell by just looking at the expense ratio, if it's over 0.15% run away, ideally should be 0.05% or less)
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Have you considered putting it all on red
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Real estate. Get paypigs
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I'm going to inherit my mom's house out in the country when she dies, I'll sell my current house in that event.
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crypto
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UNIRONICALLY
just buy a low-cost, broad-market index fund. I recommend FZROX if ur american bc there's literally no fees or minimums.
yeah it can drop but it basically just tracks the overall stock market, market up -> you're up, market down -> you're down. Average is up by a fair bit tho.
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Neighbor get your money into a brokerage account wtf
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Why do you keep 47k in a checking account and 50k in a 0.01% APY savings account?
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Ask carp
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yeah that's wildly stupid, almost to the point I'd say it was fake.
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because it's not real
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Hey bud, can I bum a 20 for a pack of smokes?
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Don't listen to poors say "anything is better than that".
Go find a decent financial advisor and just go long term safe with what he'll do for you
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Reminder that Pizza REFUSES to come on The Grillcast and do internet bloodsports with LLM even after being issued a direct challenge.
I know you probably don't want to interrupt your girlfriend getting drunk and voice chatting other men over groomercord, but I'm sure she'd let you use her mic for 30 minutes to do it!
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Been dying to do it but he's a kitty
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Mr Grillcast, if you can bring IBS back I would be so grateful. Especially if it involves pizza.
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Lol pointing this out really does make you seethe huh
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Well sure, you have never paid rent so of course your bank is going to be padded.
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You don't get rich by spending unnecessary money.
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Straight to the insults, eh, PizzaSHELL? We get it you nut-slinging big shot Why is it ok for you to come in to this community and rub your $40k salary in our faces? Does it make you feel less than worthless? Does the $15 you give to the andro homeless folx for the gummer validate your mom's misplaced pride in your shambles of a life?
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LLM, you and pizza are different sides of the same coin, you could become great friends
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Same coin lol I don't sit and play computer games all day while getting gibs from my gf mommy
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Yes but you long to be a jannie again
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I've been saying this for decades
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Proof?
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There is none,
@Poj is a fraud
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The dude went on a Marxist podcast or something didn't he
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Idk, nothing he said was "right-wing" some of the talking points are stupid but the underlying msg is not "right wing."
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He said some shit about how the establishment only cares about pedos, that's pretty right wing tbf
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Serious question. I think I missed a software update, because last time I checked everyone left and right was cracking wise about Epstein and how he didn't kill himself. Now I'm seeing people call references to Epstein island Q-Anon chuddery. I even saw a redditor getting mad at someone referring to a major city as a s*x trafficking hub, because ‘s*x trafficking isn't real.'
So basically, someone please explain WTF kind of switcheroo happened while I was touching grass?
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Rightoids made a movie about fighting s*x trafficking featuring a clip at the end of the actual raid.
Shitlib magazines like Rolling Stone and Guardian said child tracking isn't real just a qanon conspiracy.
Astroturfed reddit repeats this.
NPCs are afraid to be associated and so nod their heads and pretend it never happens
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Darn I must have missed that update as well. I don't pay very much attention to anything super online anymore tbh
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That's right coded but mainly because the media made being worried about the s*x crimes committed by government officials a sign of low status for some reason
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