a few random comments:
Yeah. I’d rather fricking not go from being able to pay my bills and MAYBE save 200 bucks a month to living paycheck to paycheck JUST TO PAY THE INTEREST on my loans thank you very much. I left college for mental health/financial/family reasons and I have 20k in loans that I’ll likely never be able to pay off. I work BERY hard to survive and I’d rather not drown right now.
So we all in agreement to band together and boycott voting in the midterms if they dont either A) Permamently set the interest rate to 0% or B) Forgive 50,000 or more? Cause that'll for sure get the Dems to do something as the demographic that mostly votes for them will just not show up for them.
Biden could wipe it all away with a stroke of a pen but will not. Good luck in 2022.
> Most of the people whining about this predicament seem to think blaming their choices on other people misleading them is a valid argument. Sorry, if you’re smart enough to get into college you should have been smart enough to understand you couldn’t afford it.
This isn't exactly a fair statement. These are often 18 year old kids that lived a life being told "Go to college, get an education, you'll be better off!" without any actual qualifiers applied to it. It's easy to look in hindsight and go "Should have known"... but when you're brought up being lied to, it's not that easy. People don't just "learn" this stuff without going through the hard lessons. Sustained conditioning throughout your life is hard to overcome.
> Not sure what to tell you. It sounds like your parents lied to you and you’ve still got remnants of those unrealistic expectations with regards to the challenges life hands all of us. Have you brought this up with them? Maybe they’ll bail you out? Mine pushed me out of the house and into the military at 17, because my grades weren’t good enough when I left HS to get into college on a scholarship. Life ain’t fair, and we’re all dealing with our issues. Start being a bit more realistic and stop blaming others for your own self-inflicted wounds would be my next piece of free advice.
I literally told you that I don't have student loans, so you can stop going full old man yelling at the clouds with me :)
It's called empathizing with others and the issues they face, as well as taking a nuanced look at why certain conditions exist. That's not the same as assessing "blame". Why so many people are obsessed with that word is beyond me, but simple thinking brings simple answers, I guess.
Some free advice for you - read the conversation you're having instead of grandstanding and thumping your chest at people.
Have a good evening.
The amount of people I've gotten into arguments with over student loans on here is insane. I love how everyone is like "you picked the wrong major/school" or "You knew what you were signing up for deal with it!" My parents paid for my college, I have no dog in this fight. I just don't understand how people are such buttholes about this. People are getting hurt by this and it seems like some people are happy to watch them drown.
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Oh no, the contract you signed into, under your own free will, expects you to uphold your end of the deal.
You have the entire worlds' knowledge at your fingertips, you can memorize the entire lore of capeshit and which week the Yeezy 2.2 kindergreys came with orange laces, but buhhhh they don't teach financial literacy in high school! so it's everybody's fault but your own that you couldn't scrap up minimum payments from the unemployment+$600 gibs you received these last two years.
I remember some autist on reddit was outright pissed because I mentioned I'm putting a 30k down payment on a new car for my wife, calling it reckless and irresponsible. At a certain point I thought he was trolling because he thought a 60k msrp for a new SUV was outrageous.
My justifications for my decision are
Finances really aren't difficult if you aren't a fricktard or have weird "I inherited Bohemian stocks from my adoptive uncle in Canada" shit
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And he's right. If you're not buying 2k beater cars and saving every last penny you have, you are being completely reckless with your own finances. Imagine not being able to retire at 35 and go on massive coke and hooker binges because you needed some shitty leather seats.
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ford got me good on that one -- $2,200 for leather seats and they aren't even power / cooled / massaging. Just heated, manual adjust.
I'm gonna see if I can add massage, I made it work on my Flex.
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STOP OPPRESSING ME
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Rent's due.
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