https://www.gofundme.com/f/help-save-our-family-after-a-horrific-incident
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These are poor people tenancies. Go look at the history of the last 50 years of the stock market. There is no period of long term losses. The people that lost money on stocks were doing short term very high risk trades. You should already be investing in a diversified portfolio. As for debt, if the stock market averages 10% gains per year and you could get a loan for 5% for year then paying cash is the same as you losing 5% interest on that cash for the hypothetical duration of that loan.
If you bought a house in 08 then you should already have a very significant retirement fund going. If you're getting a super low interest rate now for this house then you should be making the absolute smallest down payment possible and investing the money.
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I actually did decide to go with only 10% down on the house. My initial thought was 20% because I thought PMI was very high (like $500) but it's nowhere near that.
Krayon sexually assaulted his sister.
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Good choices, but i get it I'm some random person on the internet. It sounds like you have decent amounts of money, I'd talk to a financial consultant of some type and get good real advice tailored for your situation.
I had to learn all this stuff the hard way and it hurts watching other people making the same mistakes i was.
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Thanks, man. An advisor is definitely in my horizon and I will remember your advice for sure. :-)
Krayon sexually assaulted his sister.
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