I've screwed up and I need help
So before I lose my mind and starting to feel helpless about my situation, I'm gonna to talk about it in reddit to see if I can get some free financial advice about my situation and what are the best ways to get out of it
So, I am a 26 Y/O M who has a secure job of 79k however I currently have a girlfriend 29 Y/O who is currently dependent of me financially.
I currently have around 40k worth of debt with 10 different lenders. This is because I tried to support my girlfriend in a time where she couldn't support herself and I've really done it now…
I've completed an excel sheet and all I need is 5k to remove 6 of the lenders and get back on track. My work has pre approved me for a 5k loan 0% interest however tomorrow they are going to review my application further for final signatures and to deposit the funds however I am extremely concerned that they will see the 6 creditors and decline the application, even when they promised no judgment when applying.
What should I do if my work says no? My girlfriend needs financial assistance and at this rate I don't think I can afford all repayments while she needs consistent help… I thought this was going to be short term but obviously not..
I do also have 3 jobs and I will provide you with the after tax figure
$2,190 per fortnight
$160 per week
Start next week (unknown pay or hours will be doing but was confirmed at least 10 hours)
Thank you for all your support and you can call me a flaming idiot because I know but I need help so I am asking for it before it's completely over 😮💨
Part of me screams
The replies are as you would expect, one gem.
https://old.reddit.com/r/AusFinance/comments/1aegrj1/comment/kk8bwnf?context=8
For those who haven't deep dived the replies; OP's gf has a horse. This is utter madness
https://old.reddit.com/r/AusFinance/comments/1aegrj1/comment/kk87g0k?context=8
She has her own small business selling jewellery and homewares, she has her Car, afterpay, zippay, horse agistment, website costs, business insurance, 1 credit card and a business loan. It's a square loan so a percentage comes out when she gets a sale. Yes we live together and we've been together for 7 years
https://old.reddit.com/r/AusFinance/comments/1aegrj1/comment/kk8nlc5?context=8
As stated, she has put the pressure on me due to her and her families belief of me being a man and requiring to support her. So because of this I didn't want to feel like a failure, if you want the real truth.
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Never date a horse girl. This is the worst life decision you can make. Every penny you have will go to the horse. If you do manage to salvage some income for savings, they will just get another horse.
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I mean if you're a wealthy millionaire and you can afford it, having a trophy wife is cool. But even trophy wives can be real assets if you pick the right one. This b-word just seems like an anchor dragging him down
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But when you want to get rid of her, it's pretty easy to get the horse to kick her in the head
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