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Redditors seethe as 1990s Treasury website can’t handle the load

https://old.reddit.com/r/personalfinance/comments/yefm54/might_have_missed_the_boat_on_ibonds

								

								

They think they’re a few days late but they’re actually over a year late to the bandwagon. Have fun locking yourself in to dropping rates

:#marseylaugh:

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You know it's a good financial decision when everyone is doing it.

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So tell me how to make tons of money quick then, Chud!!! :#!directlypointingsoyjak:

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Convert it into monero and send it to me, give me 24hr and I will send you 2x back

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Sell heroin. Drug use skyrockets in a recession and covid already got a bunch hooked

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I’ve got a load for you to handle.

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:#marseyblush:

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![](/images/16668985097091825.webp)


https://i.rdrama.net/images/17187151446911044.webp https://i.rdrama.net/images/17093267613293715.webp https://i.rdrama.net/images/17177781034384797.webp

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![](/images/16669002718446867.webp)

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![](/images/16669002830393496.webp)

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lmao imagine not maxing out on i bonds like six months ago

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I get all my investment advice from dramoids. Are these bonds really that great?

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The rate is almost always better than a savings account and they bypass state taxes. They're okay for capital preservation or money you'd have sitting around in a savings account anyway.

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They're risk free and yield 9.62% for the next six months (the yield adjusts every six months). You can only buy $10k worth per year though and you have to hold them for at least a year. I maxed it out earlier this year with money that would have just sat in a savings account otherwise.

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Apparently you have to mail some form to verify your account? So I guess I won't be able to buy any in time? :marseyitsover:

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It's adjusting to 6% next week (or higher), so it's not like you're completely missing out.

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Wish I'd have known about this stuff. I've got money sitting around I can stand to invest for a year or two, but don't particularly want to risk


https://i.rdrama.net/images/17191743323420358.webp

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They match inflation but nothing more.

They're only really noteworthy because they're not marketable. You can redeem them at any time but you have to give up some amount of earned interest to do so.

Also I think you can only buy like $10k/year so it's really just peanuts.

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JavaScript Bootcampcels be seething over COBOLBoomers

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a shit I forgot about these, I guess I'm trying with everyone tomorrow

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If you can get into your account, you should do it late tonight. I doubt the site is going to work at any point tomorrow.

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Snapshots:

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