They think they’re a few days late but they’re actually over a year late to the bandwagon. Have fun locking yourself in to dropping rates
I see the poors are pretending to be big wallet niggas again est. 2016
Hello, welcome to 'I see the poors are pretending to be big wallet gangstas again'
This hole exists as a safe space for refugees from the Facebook(MetaTM groups of the same name. Of which there have been several iterations. We mostly exist to poke fun at the state of living in poverty. While it oftentimes is unavoidable, we do aspire to not be meanspirited. Over the years we have co-opted the term 'Peak Poor' to being someone who exudes poverty, regardless of their actual net worth. Trump and Elon both exhibit the peak poor ethos from time to time while still being the top 0.000001%. You can do something peak poor and still be a good person or a generally adjusted one. We all have a bit of poor in us.
We basically fill a niche similar to fatpeoplehate with a bit less actual malice.
PeakPoor is shotgunning mountain dews at 5 years old.
PeakPoor is not people dying of poverty. While technically the greatest heights of poverty is succumbing to it this is not funny, and is a failure
of capitalism. We do not make fun of poverty to be mean spirited such as that.
Read the room, if it's punching down too hard or really digging into someone whos a sympathetic character it doesn't belong here. (basically READ THE ROOM)
Sitewide rules apply
other rules
Subscribe to this hole, it's important that we get our numbers up. Love numbers = peak poor
Bonus points for making your post title some variation of peak poor. (Pinnacle of Poverty, Prowess of the Penniless)
I am looking for a mod who will help me grow this place and encourage the facebook community where the majoryity of our members reside
to migrate. Contact me if interested.
I really do love you all so very much, i'm even spending drama coin to get some banners and marseys. thanks for being a part of the community.
Jump in the discussion.
No email address required.
lmao imagine not maxing out on i bonds like six months ago
Jump in the discussion.
No email address required.
I get all my investment advice from dramoids. Are these bonds really that great?
Jump in the discussion.
No email address required.
The rate is almost always better than a savings account and they bypass state taxes. They're okay for capital preservation or money you'd have sitting around in a savings account anyway.
Jump in the discussion.
No email address required.
More options
Context
They're risk free and yield 9.62% for the next six months (the yield adjusts every six months). You can only buy $10k worth per year though and you have to hold them for at least a year. I maxed it out earlier this year with money that would have just sat in a savings account otherwise.
Jump in the discussion.
No email address required.
Apparently you have to mail some form to verify your account? So I guess I won't be able to buy any in time?
Jump in the discussion.
No email address required.
It's adjusting to 6% next week (or higher), so it's not like you're completely missing out.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
Wish I'd have known about this stuff. I've got money sitting around I can stand to invest for a year or two, but don't particularly want to risk
Jump in the discussion.
No email address required.
More options
Context
More options
Context
They match inflation but nothing more.
They're only really noteworthy because they're not marketable. You can redeem them at any time but you have to give up some amount of earned interest to do so.
Also I think you can only buy like $10k/year so it's really just peanuts.
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context