27 years old
Was going to kill himself but lost his bullet
'Do you still have the gun?'
'Yes.'
'Do you think it's appropriate to still have that gun?'
'Yes.'
Sales rep - sells shit to convenience stores
Lives in Las Vegas
A G*MER and a WEEB
- Steam, Roblox, and Crunchyroll show up on the bills
"Never worried about paying pills"
"In n Out otherwise known as 'the worst burger ever'" - Caleb
Income -
Pre-tax: 120'000
- 8k a month post tax
Was a manager at a gas station before this
Lot of working expenses?
"Two bank accounts 1 for all bills, 1 for personal spending account/work expenses, sub account for rent in a savings account?
- High Yield Savings account for the money he's putting asside for taxes, paying yearly, not quarterly
No Emergency Fund (all goes to his debts, apparently)
Expenses -
Truckload of convenience store purchases
Massive numbers of Doordash
Card 'compromised,' someone bought a bunch of McDonalds and OnlyFans
Was $1500 rent now $2000 rent
Loans
Valley - $2755 loan, started at 6 grand
226 minimum payment, 41.63 interest
Had 4 credit cards, consolidated them in 2021
Between 18 and 22 when he went full r-slur with them?
Discover - Paid off every month
- $44 in interest on this card
Motorcycle and Car Debt
Car - $172 monthly
Motorcycle - $3935 remaining
$314.97 monthly minimum
Not sure about the length, 'probably the longest it could be' 48 - 72 months he thinks
Carmaxx auto financing
18.99%
$11'890 principal?
May 2022
$18'639 debt total, 11% of his salary is his minimum monthly
Investments
Put $1000 into Robinhood to play around with, lost it
Made some superbowl bets (lost them too, sounds like)
Caleb puts together a plan to get him out of debt by the end of the year
- This guy seems like he can make it.
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Man was about to kill himself over a 0.15 debt-to-income ratio lol
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I think the killing himself thing was back when he was managing a gas station, not certain on the timeline though
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It was kill himself or give up fast food
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You know these are fake right.
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I refuse to believe he could get so many competent actors and if he could he'd be having way more of them on for follow-ups
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These shows don't get viewers from success but by r-slurs that want to feel like they are changing their life
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Some days I like to wallow in WASPy self-pity for not being a dos comma club member, but then I remember people like this exist and feel better about about my protestant savings ethic
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HELP!!!! My boyfriend came in my boikitty while I was boivulating and made me boipregnant. I don't want a boibortion and I don't want to go through the process of boibirth what do I do?
Snapshots:
archive.org
ghostarchive.org
archive.ph (click to archive)
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