I had a serious manic episode about a year ago and I now find myself $80k+ in debt.
It's not my fault, the manic episode made me do it
This isn't the first time this has happened. The last time I had to declare Chapter 7, over 3 years ago.
I wonder how much she racked up in debt just three years ago before gettin clean, hittin therapy, then going on an $80k bender all over again.
Should I just stop paying all non-secured debt which is the majority and take the credit hit
Is she in the midst of another manic episode causing her to make irrational/irresponsible decisions?
I am also working through therapy
What did you buy? Sell all of it and start paying off the debt
But seriously how do you go on a "manic" and spend $80,000 and have nothing to show for it? What could she possibly have spent this money on.
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drugs
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Manic people don't just spend money on random things, they take out loans, invest in questionable things, start r-slurred businesses etc.
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This is a foid. She probably bought a car and went on instagram vacations. Or drugs
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u can sell a car though unless it's totally undrivable
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Pyramid scheme
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I bet she has a pile of free make up samples to show for it
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Yeah, probably lost it on memestocks or crypto
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and here I was thinking that $80k debt is from hospital/doctor fees or something
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Also, drugs
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