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I had a manic episode and now I'm $80k in debt

https://old.reddit.com/r/personalfinance/comments/12fkcxe/80k_in_debt_and_feel_like_my_life_is_over

								

								

I had a serious manic episode about a year ago and I now find myself $80k+ in debt.

It's not my fault, the manic episode made me do it :marseymeds:

This isn't the first time this has happened. The last time I had to declare Chapter 7, over 3 years ago.

I wonder how much she racked up in debt just three years ago before gettin clean, hittin therapy, then going on an $80k bender all over again.

Should I just stop paying all non-secured debt which is the majority and take the credit hit

Is she in the midst of another manic episode causing her to make irrational/irresponsible decisions?

I am also working through therapy

:marseyeggirl:

What did you buy? Sell all of it and start paying off the debt

Nothing that I can sell now.

:marseychonkerfoid:

But seriously how do you go on a "manic" and spend $80,000 and have nothing to show for it? What could she possibly have spent this money on.

64
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>What could she possibly have spent this money on.

drugs

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Manic people don't just spend money on random things, they take out loans, invest in questionable things, start r-slurred businesses etc.

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This is a foid. She probably bought a car and went on instagram vacations. Or drugs

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Pyramid scheme

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I bet she has a pile of free make up samples to show for it

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u can sell a car though unless it's totally undrivable

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Yeah, probably lost it on memestocks or crypto

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and here I was thinking that $80k debt is from hospital/doctor fees or something

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Also, drugs

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