/h/peakpoors House Vampire Founder
Gibberish gibb/erish :marseyautism:  1yr ago (youtube.com) Edited 1yr ago 255 thread views #162557

Man making 28'000 a year has 1200 a month in bills/minimum payments

https://youtube.com/watch?v=QhiUDMLxiXM

Harold :marseychonker2: , 22 , Houston, Texas

"I didn't know how interest worked until maybe four days ago"

Guy does not comprehend how fricked he is if he doesn't get a new job immediately

Nearly 90% of his income is going towards needs

Income -

  • Physical and Occupation Therapist Assistant

    • Straight out of High School

    • week $17.50

    • weekend $18

    • 30 hours a week :marseyxd:

    • 1600 a month before taxes :marseypoor:

  • Wants to become an accountant

Living Situation -

  • Lives with Grandparents, has been for 20 years

  • Parents 'not in the picture'

  • Plans on moving out

Debt/Expenses -

  • Lots of eating out, Door Dashing and Dollar Tree visits

  • Usual "I've changed since the statement" spiel (it's a week and a half)

  • Late fees :marseyemojirofl:

  • Financed a washing machine for his grandparents

    • $135 minimum monthly payment (has already missed payments?)

  • Car Debt

    • 2018 Mazda 3 sport 93200 miles on it

    • 16'870.63

    • $286 payment

    • 3.99%

  • School Debt

    • Went to Boston University for 2 years, dropped out 'because [he] didn't know what [he] wanted to do'

      • Degree in International Relations

    • Interest Rates 3-6 percent

    • ~170 minimum payment?

  • Total Minimums:

    • $700, more than half his income :marseypoor:

  • Grandparents are in 20k debt, late sixties early seventies in age

  • On his grandparents insurance

  • Pays multiple people's car insurance :marseyxd:

    • His is $168

    • $309 monthly in payments on other people's insurances?

  • Credit Cards:

    • Discover Card - $1700, 25% interest, $40 fees

      • He keeps doordashing Mcdonalds even with the late fees

    • Attempting a Balance transfer

  • Spent $59.20 on gas last month

  • $71 internet bill

Career -

  • Wants to get into accounting

  • Plan is to become a firefighter for a couple years? :marseythinkorino:

Savings -

  • 4% matched contribution to 401k, 2500 in there

  • Has a balance around $1200

    • last month had more hours worked than last time
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435 a month for a fricking washing machine? HOW

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https://i.rdrama.net/images/16813262224562757.webp

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Ah shit, that should be $135

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It's still a total debt of $3000 for a washing machine

https://i.rdrama.net/images/16813226069534214.webp

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You lied to me butthole :marseyraging:

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he must have used Klarna on some high-end model way out of his budget

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It's like people who get their shit from Rent-A-Center. Nitwits.

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If he had literally saved for two months he could’ve bought them a top of the line MayTag or some shit interest free.

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Why waste money on a washing machine when you can simply shower while wearing you're clothes? That's what Adolin113355 do.

trans lives matter

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Poors have no impulse control

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I see the poors are pretending to be big wallet niggas again est. 2016

Hello, welcome to 'I see the poors are pretending to be big wallet gangstas again'

This hole exists as a safe space for refugees from the Facebook(MetaTM groups of the same name. Of which there have been several iterations. We mostly exist to poke fun at the state of living in poverty. While it oftentimes is unavoidable, we do aspire to not be meanspirited. Over the years we have co-opted the term 'Peak Poor' to being someone who exudes poverty, regardless of their actual net worth. Trump and Elon both exhibit the peak poor ethos from time to time while still being the top 0.000001%. You can do something peak poor and still be a good person or a generally adjusted one. We all have a bit of poor in us.

We basically fill a niche similar to fatpeoplehate with a bit less actual malice.

PeakPoor is shotgunning mountain dews at 5 years old.

PeakPoor is not people dying of poverty. While technically the greatest heights of poverty is succumbing to it this is not funny, and is a failure

of capitalism. We do not make fun of poverty to be mean spirited such as that.

Read the room, if it's punching down too hard or really digging into someone whos a sympathetic character it doesn't belong here. (basically READ THE ROOM)

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