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r/povertyfinance talking about their $10k refunds

https://old.reddit.com/r/povertyfinance/comments/13g4d0n/paycheck_to_paycheck_we_got_tax_return_10k

								

								

$350 shoes, multiple video games, out to eat a few times, Lego sets, $100 at the candy store, clothes.

This is what the OPs husband spent it on

I live in Texas (no state tax), have 2 kids, and make about 40k a year. I don't claim any exceptions for payroll taxes so my tax returns are usually 10-12k after the earned income credit.

Why wouldn’t you adjust your withholding rate ?

Because I prefer to get a lump sum of money once per year than extra income each month. I take that money and I put half into an emergency fund and the other half goes into an account for my kids that I use to pay for summer camp, field trips, extra curriculars, Christmas & bday presents, etc.

Why yes waiting a year to get 25% of my income makes sense.

By not planning properly. They are making mistakes all over the financial board most likely

-2

One MacBook pro. My wife and I bought two of them this year... Quick way to blow $6k

You see a lot of weird comments like this in a sub talking about poverty. Bunch of responses justifying Apple product after.

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Unironically crabs in a bucket

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