$350 shoes, multiple video games, out to eat a few times, Lego sets, $100 at the candy store, clothes.
This is what the OPs husband spent it on
I live in Texas (no state tax), have 2 kids, and make about 40k a year. I don't claim any exceptions for payroll taxes so my tax returns are usually 10-12k after the earned income credit.
Why wouldnβt you adjust your withholding rate ?
Because I prefer to get a lump sum of money once per year than extra income each month. I take that money and I put half into an emergency fund and the other half goes into an account for my kids that I use to pay for summer camp, field trips, extra curriculars, Christmas & bday presents, etc.
Why yes waiting a year to get 25% of my income makes sense.
By not planning properly. They are making mistakes all over the financial board most likely
-2
One MacBook pro. My wife and I bought two of them this year... Quick way to blow $6k
You see a lot of weird comments like this in a sub talking about poverty. Bunch of responses justifying Apple product after.
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This is why some people will always be "poor", even if their income goes up. They just can't imagine putting away money each month.
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Imagine not having enough money so that you can wait 'til tax time for your refund, instead of constantly stressing each month you're putting away enough to pay the taxman on the 15th
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Imagine not owing taxes at the end of the year. Think I owed like $20k this year and I didnβt have to stress and save each month to cover the bill.
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It's not a payout, its your own money they were holding onto interest free.
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Owe? You dont owe them shit homie its theft π
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Theyβre a bunch of thugs and will get their money one way or another. Iβd rather hand it over than get shot by an IRS agent.
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I use the treasury department as my piggy bank
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Boy I sure do love giving the government interest free loans with my money!
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Unironically crabs in a bucket
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Why on earth do low income normies need a 3k laptop? Iβm an extremely overpaid SWE and a high end work laptop for me is like 1.5k at most, and Iβm still using the one I bought 7 years ago with zero issues. Even the gaming rig I use for VR sim racing only cost me around 2.5k to build, and itβs an absolute monster. How do people like this justify blowing 10% of their income on a fricking MacBook?
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um
shiny
also its an investment sweaty don't you know you cant even find a job in today's market without a computer
so its basically a business expense
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There's a lot of poverty tourism in these subs where posters act like they're one of them because they're not actual billionaires. The type that respond to those "x% people say they are living paycheck to paycheck" and go "well I live paycheck to paycheck I have it set to automatically invest $5k a month so I never see the money".
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You were put down, in the future please refrain from discussing subjects you have no education in.
Snapshots:
undelete.pullpush.io
archive.org
ghostarchive.org
archive.ph (click to archive)
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