$350 shoes, multiple video games, out to eat a few times, Lego sets, $100 at the candy store, clothes.
This is what the OPs husband spent it on
I live in Texas (no state tax), have 2 kids, and make about 40k a year. I don't claim any exceptions for payroll taxes so my tax returns are usually 10-12k after the earned income credit.
Why wouldn’t you adjust your withholding rate ?
Because I prefer to get a lump sum of money once per year than extra income each month. I take that money and I put half into an emergency fund and the other half goes into an account for my kids that I use to pay for summer camp, field trips, extra curriculars, Christmas & bday presents, etc.
Why yes waiting a year to get 25% of my income makes sense.
By not planning properly. They are making mistakes all over the financial board most likely
-2
One MacBook pro. My wife and I bought two of them this year... Quick way to blow $6k
You see a lot of weird comments like this in a sub talking about poverty. Bunch of responses justifying Apple product after.
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Why on earth do low income normies need a 3k laptop? I’m an extremely overpaid SWE and a high end work laptop for me is like 1.5k at most, and I’m still using the one I bought 7 years ago with zero issues. Even the gaming rig I use for VR sim racing only cost me around 2.5k to build, and it’s an absolute monster. How do people like this justify blowing 10% of their income on a fricking MacBook?
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There's a lot of poverty tourism in these subs where posters act like they're one of them because they're not actual billionaires. The type that respond to those "x% people say they are living paycheck to paycheck" and go "well I live paycheck to paycheck I have it set to automatically invest $5k a month so I never see the money".
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also its an investment sweaty don't you know you cant even find a job in today's market without a computer
so its basically a business expense
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