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Poorcel - 10k in Credit Card Debt Can't Figure Out How To Pay Them Down - Spends $800/month on Uber Eats

https://old.reddit.com/r/personalfinance/comments/14a502c/im_10k_in_debt_across_4_credit_cards_i_have_a_job

								

								

Where do I even begin in tackling this? I read online to focus on paying down the higher interest rate credit card first but everytime I make a big payment on the card I end up having to use the credit card I made a payment on because now I don’t have enough on my debit. I’m also attempting to save up for a car that I urgently need to cut commute costs down. Should I focus strictly on credit card payments? Should I save up for the car and just make min payments? I just need a direction to go in. My job pays 20 and hour and is the only job I have.

It's his only job guys!

Electric bill: 250 every other month

Rent: 350

Is he living in a closet with the lights on 24/7?

Uber: 400+

Uber Eats: 800+

:#marseyxd::#marseyscooter:

Which one of you posted this?

40
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I’m going to be honest OP your biggest issue is ubereats for sure. You can still eat breakfasts like scrambled eggs with cheese and bacon and bagels or oatmeal or cereal or buy pancake mix or even frozen pancakes you can heat up.

For lunch sometimes I buy those frozen quick meals for the microwave from Walmart. Doesn’t stop me from buying lunch all the time but it does help a lot having them to bring. You don’t need to cut down all your food spending but even $300 less on food would help significantly as that’s an extra $3600 towards CC each year

Mmmm Walmart frozen quick meals!

So low in sodium!

:#marseyscooter:

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I literally just make my own frozen meals. Ground pork/beef (drain the fat while cooking), scrambled eggs, maple syrup, wrapped in taco bread. Freezes well, mircowaves well, tastes good

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I hate redditors so fricking much. Chicken, rice and salad takes like 30 or so minutes to do and there are infinite combinations to do it 😒

Learn to xook you bums!

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A bowl of cottage cheese takes 30 seconds

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starving to death is free and takes no time at all

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Honestly I need to get back on that grind frfr

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I mean yeah but even a little less r-slurred is an improvement and they probably won't go from the most globohomo way to consume goyslop to human in one step.

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