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Poorcel - 10k in Credit Card Debt Can't Figure Out How To Pay Them Down - Spends $800/month on Uber Eats

https://old.reddit.com/r/personalfinance/comments/14a502c/im_10k_in_debt_across_4_credit_cards_i_have_a_job

								

								

Where do I even begin in tackling this? I read online to focus on paying down the higher interest rate credit card first but everytime I make a big payment on the card I end up having to use the credit card I made a payment on because now I don’t have enough on my debit. I’m also attempting to save up for a car that I urgently need to cut commute costs down. Should I focus strictly on credit card payments? Should I save up for the car and just make min payments? I just need a direction to go in. My job pays 20 and hour and is the only job I have.

It's his only job guys!

Electric bill: 250 every other month

Rent: 350

Is he living in a closet with the lights on 24/7?

Uber: 400+

Uber Eats: 800+

:#marseyxd::#marseyscooter:

Which one of you posted this?

40
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Me except that’s my budget for pistachios.

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:#marseynotes:

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You’d better be taking notes bc you plan on getting me pistachio ice cream 😤

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I've literally never had it before

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Pistachios????? Or pistachio ice cream?

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Pistachio ice cream

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“I can fix him”

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Same but smokes, lottery tickers and Monster

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me except it’s gas and bitcoin

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I’m going to be honest OP your biggest issue is ubereats for sure. You can still eat breakfasts like scrambled eggs with cheese and bacon and bagels or oatmeal or cereal or buy pancake mix or even frozen pancakes you can heat up.

For lunch sometimes I buy those frozen quick meals for the microwave from Walmart. Doesn’t stop me from buying lunch all the time but it does help a lot having them to bring. You don’t need to cut down all your food spending but even $300 less on food would help significantly as that’s an extra $3600 towards CC each year

Mmmm Walmart frozen quick meals!

So low in sodium!

:#marseyscooter:

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I hate redditors so fricking much. Chicken, rice and salad takes like 30 or so minutes to do and there are infinite combinations to do it 😒

Learn to xook you bums!

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A bowl of cottage cheese takes 30 seconds

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starving to death is free and takes no time at all

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Honestly I need to get back on that grind frfr

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I mean yeah but even a little less r-slurred is an improvement and they probably won't go from the most globohomo way to consume goyslop to human in one step.

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I literally just make my own frozen meals. Ground pork/beef (drain the fat while cooking), scrambled eggs, maple syrup, wrapped in taco bread. Freezes well, mircowaves well, tastes good

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Neighbor learn to cook.

Like neighbor turn on a stove.

Like neighbor buy a vegetable.


:#marseyklennycross:

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Unreal

I want to believe it's bait but he's a 7 year account :marseypikachu2:

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$360 rent

$3600 income

Drowning in credit card debt.

God I hate the fricking poor so fricking much I hate them I hate them. I HATE THEM. NOW THEY WANT MORE OF MY TAX MONEY TO PAY FOR THEIR STUPID FRICKING DECISIONS I HATE THE POOR.

Even if it’s fake it’s reminded me of people I know living rent free making $3k+ and struggling to pay the “bills.” I HATE POORS.

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We need some Reportmaxxers to fix that. We'll save him some money!

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I’m also attempting to save up for a car that I urgently need to cut commute costs down.

Huh? How can bus/train tickets be more expensive than a car?

Uber

:rukiddingme:

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bUt tHEy NeVeR TauGHt mE FiNaNcE iN sChOoL

:#marseymocking:

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IDK I didn't learn finance but I learned to fear debt, overspending, and a lack of savings via common sense. I think teaching finance is like teaching morality, you can teach clever psychopaths / clever impulsive people how to cope, the moralstrags and money-literate will be good whether taught or not, and the rest are all fricked.

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Capitalism has failed.

:#marseyitsover:

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It’s that god darn Uber Eats again when will he stop???

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buy less candles

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Are there people who actually think sucking peepee is gay ?

1. you're sharing protein

2. you're admiring masculine physique

3. being in the vacinity of other high testosterone males increases your own testosterone

4. eating kitty is gay because you're litterally slurping down estrogen. and long term relationships have been proven to lower testosterone.

spartans had gay orgies all the time and they were the height of masculinity. you bet they were at least fondling eachothers test producers.

all these summer DYEL's piss me off. their twink bodies don't understand, but in time i'm sure they'll get it.

Snapshots:

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