https://old.reddit.com/r/personalfinance/comments/14a502c/im_10k_in_debt_across_4_credit_cards_i_have_a_job
Where do I even begin in tackling this? I read online to focus on paying down the higher interest rate credit card first but everytime I make a big payment on the card I end up having to use the credit card I made a payment on because now I don’t have enough on my debit. I’m also attempting to save up for a car that I urgently need to cut commute costs down. Should I focus strictly on credit card payments? Should I save up for the car and just make min payments? I just need a direction to go in. My job pays 20 and hour and is the only job I have.
It's his only job guys!
Electric bill: 250 every other month
Rent: 350
Is he living in a closet with the lights on 24/7?
Uber: 400+
Uber Eats: 800+
Which one of you posted this?
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bUt tHEy NeVeR TauGHt mE FiNaNcE iN sChOoL
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IDK I didn't learn finance but I learned to fear debt, overspending, and a lack of savings via common sense. I think teaching finance is like teaching morality, you can teach clever psychopaths / clever impulsive people how to cope, the moralstrags and money-literate will be good whether taught or not, and the rest are all fricked.
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