Mitch, 28, West Michigan
Self-describes as impulsive spender.
Career:
Mechanical Engineer at a "Large Furniture Manufacturer"
On the Factory floor "lots of boring stuff... lot of emails"
About a year
Just graduated from college last year
University of Alabama
- Hybrid program transferred from Michigan State after a year and a half
$89'000
- $2'281 biweekly after taxes/401k ($4'821 average monthly)
Debt/Expenses
Rent
Holland, MI
1'600 a month, small apartment? 1 bed 1 bath
Utilities are an additional $100?
Internet is lumped in with rent payment, community internet thing?
Student Loans 31'000
About $370 monthly payment
between 4% and 6%, at least 5 different loans?
through nelnet
LifeStream Loans 17'000 total
10'000 and a 7'000
One of these was a car loan for a '96 Toyota Celsior (?) (imported) ????
60'000 miles
280 monthly payment
72 months
5.34%
Going to try selling it this summer, thinks he can get a beater car for cheaper
thinks it's worth 13-16k
Premium gas only
He's not driving this? Mentions that he's borrowing his parents' pickup
7k is a debt consolidation loan
currently 5'600/7'000, minimum monthly is $339
Credit cards and a separate car loan (that car "is out of the picture now")
- Got wrecked, other guy didn't have insurance
8.19%
"All through college I paid for a lot of stuff with credit cards"
- Had 4 cards, now has 1
Spent $700 on going out to eat
Bought $330 pair of boots (100 reimbursed by work)
Around 994 in minimum payments once Student Loans start back up
About $300 on gas each month?
Credit Card (nothing unpaid)
Car insurance is lumped in with his paystub somehow? His work pays for it?
Retirement:
About 26'000 total, mostly in the 401k
401k 3% Company match
- Vanguard
A few savings/checkings, didn't catch how much he has in these
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!biofoids, apparently some of you simp for this guy
!chuds spotted in the comments
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I can't help but notice the indoor baseball cap. What's going on there? I don't trust
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Just 47'000 I think. Chungus had 57'000 on the screen but I'm pretty sure he counted that 17k as a 27k and managed to gaslamp me into leaving that mistake in the title
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lmao no
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