Univerity of New Orleans film school grad, somehow not the worst finances on the show

https://youtube.com/watch?v=MszGZhNC758

WARNING, THIS MAN IS A SELF-ADMITTED REDDITOR, THE KIND WHO BRINGS UP REDDIT IN CONVERSATION timestamp

Dustin, 27, New Orleans LA

Career:

  • Film gig work

  • Been doing this since 2014

  • One client he's on retainer with

    • Writes, edits, directs their marketing commercials

    • Very small scale, local lawyer type thing

  • Was in the health and safety department on a few AMC shows that happened to be shooting locally

    • Interview with a Vampire

    • Witches (was only working with for a day)

    • 3rd one isn't out not sure if he should say it

  • Wants to be a "writer-direct-auteur type"

  • Has yet to get an editorial job that has linked to Hollywood

  • Went to college, 2 degrees in Film

    • Film School at University of New Orleans

      • Didn't find work after graduating so went to grad school
    • Went back to University of New Orleans for grad school

  • Averages 5'000 a month

    • Pre-taxes, is setting around third aside for taxes
  • He's having some issues with the writer's strike going

Personal Life:

  • From 16 on to a couple years ago, lived on 400 a month?

    • until post-grad school
  • Wants to move somewhere more expensive for better oppourtunities

    • He's not sure where
  • Opted for a mealkit delivery thing because it was cheaper than what his grocery list was

  • Lives with his girlfriend timestamp

    • Split costs of groceries somewhat? There's something going on there but it's not explored.

Expenses/Debts:

  • Personal Loan $3165/$12'465 timestamp

    • $349 monthly payment

    • 15.44% interest

    • "That's what I call a bad business decision that blew up in my face"

    • Wanted to buy his own film equipment to rent out/use for his own stuff

    • Sony FX-9 usually goes for $16'000, found a full-kitted out one for $9'400

    • "Seller got hacked so the camera never came"

      • He bought it through Ebay

      • Eventually got money back

      • Had already separately spent 1'000 on a lens for that camera

    • Has paid back 9400 of the 12'565

    • He's confused and doesn't realize the loan was originally 12'000?

      • He's really hoping it wasn't :marseyxd:

      • If he's right there's only $665 remaining

  • Student Loans 61'000

    • All Federal

    • Between 4%-6%

    • Only took out loans for Grad School, his parents covered undergrad

    • Thinks it will be about five hundred something?

    • Went with a 10 year repayment program thing?

      • Something that starts at 500 and balloons to 800 towards the end?
  • Pays for a few Patreons

  • Doesn't have an LLC setup

    • No business cards or anything
  • Credit Cards:

    • Perfect payment history

    • just got a CLI?

  • Klarna

    • $53 a payment

    • Had bought concert tickets

  • Pays for nexus to download mods more efficiently

  • Lot of uber trips, his car died a couple months ago

    • Mechanic said the coolant or something leaked into the oil
  • Health insurance that he has "doesn't cover his meds" :marseythinkorino:

Savings/Retirement:

  • Savings

    • 15'000 (this included the personal loan money?)
  • Checking

    • 5894 (savings for taxes)

    • 1'862

      • usually between 1800 and 2800
  • Emergency Fund timestamp

    • Doing a CD with a 5.08% AOY and put 12'000 to keep it in :marseyxd:

      • 4 months

      • CD is non-committal

  • Roth IRA

    • $6'039
  • Fidelity Account "with etfs and stuff"

    • $1'700
32
Jump in the discussion.

No email address required.

Whats up with late 20s guys not knowing what interest is?

Anyway Ive been using the fizz card that caleb shills and its cool but there is a bit of a delay on the daily fizz payment tho

Jump in the discussion.

No email address required.

Late 20's guys not understanding usury explains A LOT.

Jump in the discussion.

No email address required.

My fav explanation of usury is Aristotle who calls it the breeding of money lmao

The most hated sort, and with the greatest reason, is usury, which makes a gain out of money itself, and not from the natural object of it. For money was intended to be used in exchange, but not to increase at interest. And this term interest, which means the birth of money from money, is applied to the breeding of money because the offspring resembles the parent. Wherefore of an modes of getting wealth this is the most unnatural.

Jump in the discussion.

No email address required.

RETVRN TO TRUST BASED GOAT TRADING

https://media.giphy.com/media/fLRAdolRlMDcc/giphy.webp

Jump in the discussion.

No email address required.

Wow, what an antisemite.

Jump in the discussion.

No email address required.

I think of the payments they couldnt figure out was for this: https://x.com/slipshinestudio :marseycoomer2:

Jump in the discussion.

No email address required.

>pays for nexusmods

Do people really?

Jump in the discussion.

No email address required.

Tf why would you not immediately pay off your 15% interest loan if you have that much in savings / an emergency fund??

Jump in the discussion.

No email address required.

Nooo babe don't keep yourself safe your abs are so defined!!

Snapshots:

timestamp:

timestamp:

timestamp:

timestamp:

Jump in the discussion.

No email address required.

>27

thats a ROUGH 27

Jump in the discussion.

No email address required.

Why does he have grandma glasses?

Jump in the discussion.

No email address required.

Link copied to clipboard
Action successful!
Error, please refresh the page and try again.