Financial audit frequent flying QUEEN returns for another shot at it (her situation has deteriorated)

Part 1 – link

Part 2 – link

is now sponsored by a company that makes him food, he's moving up in the world. timestamp

Her third time coming back

"Have you tried to improve your life at all? Financially speaking, of course."

"No"

"To be honest, the only thing that I remember that we went over is mostly like-

"You could have watched the video, you could have watched it at any time or you could have asked me"

Career:

• Started a new job at a restaurant, got fired from it yesterday after 4 weeks

  • 14/hr + tips, 8hr shifts

  • "I was late a few times, maybe 5, 10 minutes late twice and I had a little personal breakdown one day and I had an unexcused absence" [there's more to this]

  • timestamp for the firing story

  • "I went in like the alleyway and I clocked in at 5 and then I went to go park my car and that took about 30 minute-"

  • "They treated me like I did a crime, they said I'm never allowed in the building, I swear." timestamp

  • "Like I used their iPad to text someone timestamp

• Doing a cleaning service, not getting many hours

  • On call, "hire a maid type thing"

  • 2 hours

• Has a live-in nanny position

  • Means that her rent is nothing

Debts:

• Can't sell the car explanation segment timestamp

• Can't do Uber because her check engine light is on

• Collections

  • $4200

  • $523

  • $421

• Car 13'033

  • Has made her car payments late sometimes?

  • 2014 Kia Sorrento 6 cylinder but not certain which exactly timestamp

  • "My boyfriend just hit something the other day"

  • "He said he hit like an animal"

    • Damage is on the back and on the side

  • 177'000 miles?

Savings:

• Negative in the accounts, again

• Beginning balance of -$5 timestamp

Expenses:

• Paying her bills through her boyfriends? timestamp

  • This is also the start of the expenses section

• Holy shit she's still doordashing and still eating out

• She could have gotten a free bus pass but has chosen not to timestamp

• Was living in Louisiana for 4 months, hated it, then moved back to Austin and was homeless 2 months sleeping in her car

  • Was working at a casino, lived rent free?

Personal Life:

• Boyfriend deets

  • She's landed an incredibly loyal straggot willing to be homeless with her

• Boyfriend is working at home depot

"I didn't know what APR meant" timestamp

Attempt at explaining a plan to her timestamp