On today's episode of Redditor's Are Financially Illiterate Morons, our intrepid hero, /u/Pelthail, has lost a... let's say "significant" sum of money by being scammed. How did this happen, you ask? You're not the only one. 
Well, my wife had her credit card info stolen a couple months ago, so I was already on alert when I received a message about fraudulent activity on my account. Then the scammer called me from the Wells Fargo customer service phone number (I later found out that scammers use apps to spoof their phone numbers).
He had me verify my account info and had me set up a new password which now I understand was him just using that info to gain access to my account. And once he was in, he used Zelle to transfer all my money.
Don't worry, I feel very stupid for it all and in hindsight I can see all the red flags that I should have recognized in the moment. I always thought I was too smart to fall prey to these scams but I guess I wasn't.
That's right, after his (presumably) r-slurred wife had her credit card info stolen, our hero was on high alert. So high, he gave his bank account info, including his password, to some jackass that called him up and said, "Hello, I am Rajesh from Banga... I mean, Bob from San Francisco. Your Wells Fargo account has been hacked. Please do the needful and give me all your money." 
Fortunately, our hero is taking his frick up in stride. Why, a man like him would never try to foist the blame off on someone else. Nor would any other fine, upstanding Redditor. 
Not for long. This is my limit with them.
Ah. Never mind. It's all the bank's fault that our hero is r-slurred. Well, maybe he can make back the princely sum of... 
A little over $2K
$2,000. This neighbor got taken for everything in his bank account, and lost $2,000. He is a father of four and owns a business. This wasn't his only bank account, but it was his primary one, which means he probably has less than $2,000 in the others. And no investments to speak of, since if they were at Wells Fargo, his primary account, the scammer would've got those too. This motherlover is broke. 
Once again, we see that poor people's plight is of their own making. They get what they deserve, which is nothing. Be sure to tune in next week when we mock whatever dumb thing some terminally online r-slur did this time. 
/s
Jump in the discussion.
No email address required.
How can someone be terminally online and not be aware of the fake “fraudulent activity” scam? Reddit is obsessed with scams (because talking about them makes them seem worldly) and yet he fell for it?
He deserved to have an overdraft on his account, not just have it be empty
/s
Jump in the discussion.
No email address required.
It's worse honestly. Most people have some kind of 2FA setup for their bank accounts, even a simple SMS one. But the SMS message always, always, always says "we will NEVER ask you for this code".
And these r-slurs give the scammer over the phone the code.
I'm with OP. These people deserve to get scammed.
Jump in the discussion.
No email address required.
It reminds me of the 90s when I was in school and you had to pay hourly for compuserve or aol. We'd log into aol at school with a handle of like HugeCox4UrGrl and hit up randos and say “hello, I'm from aol customer service and there seems to be a problem with your account. Could you give me your username and password?” The fricking chat window had a message RIGHT AT THE BOTTOM always said to not trust people asking for your password but still like 1 in 10 r-slurs fell for it
Jump in the discussion.
No email address required.
More options
Context
More options
Context
More options
Context