I've been at my current job for over a year now and it's got solid pay ~$60k/yr. I've still been bumming it at my parents with the goal moving out by buying my own place - likely with a friend who'd pay me rent.
However, with the housing market as it is with 8% interest rates and low supply it seems I'm stuck kicking back with my parents again.
At the same time, I feel like I'm stunting my development as I'd held off any serious relationships until I have my own place.
Renting doesn't seem ideal unless my parents kick me out (unlikely, we all get along and I pull my weight) as I just see it as lighting money on fire I could be saving for an actual house.
ATM I'm thinking of bitting the bullet for inflated interest rates as I'm in a good place financially (I have zero debt) but it does make me concerned that the “you will own nothing” seems less and less like a conspiracy theory for the Zoomer generation.
Is this r-slurred? What is the best move here?
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Take the Tedpill and move to ruralcel area
Depending on state 60k should still qualify u for 502 loan
https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-direct-home-loans
4.25% interest rate, 0% down and no PMI required
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Darn that actually looks pretty helpful! Thanks.
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I'm finna do the same
My credit was shit, 475 a year or two ago lol lmao, carp gave me some advice last year and as of yesterday it is 645, in a few months I will have a year of work history at the shoe testing facility and finna use that program to buy schizohouse
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Please explain? Do you try on shoes and walk around all day?
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Heck yeah schizofren, that rules.
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Wife and I just bought a home doing this, it's been awesome, just took a shit ton of time and effort. We lucked out by finding a place in a township attached to a big city so we get both benefits of being rural while also having amenities. Good luck schizo
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Luckily for me basically all of vermont qualifies as rural
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Oh nice, we
Vermont, very pretty place. Was high on my list of places to move, my sister loves it there.
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Profound schizomisia, I have added u to my schizolist
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